M
moshca
Guest
I worked for the State of Michigan in Social Services for over 8 years and due to ongoing medical, was given an ultimatum by my supr. Find a new job, start showing up for work every day and not call in sick or go to so many Dr. appts., or go off on disability. I enjoyed my job and the financial stability. More or less had enough and couldn't handle my health and work fulltime so went off work and onto disability. I had absolutely no problem qualifying. My question lies here; the disability carrier for the State of Mi. is Aetna. Everything went hunky dory for the first 18 months. Then a representative comes to my home and tells me that in order to continue receiving monies from Aetna, while waiting for my SSD to be approved, I had to sign paperwork that stated that if approved SSD I must repay Aetna all benefits they have given me. In order to have the LTD with Aetna, I paid a premium, every payday for the benefit, in case I may need it. As do thousands of other workers. I had never seen a "policy" when signing up for the insurance, and now they are also saying that if my daughter is approved benefits as a dependent of mine, I also must give them that money. They did not provide extra money monthly because I had a dependent. I can't understand how they can collect premiums, then more or less force you to agree to pay them back. They also state that if I do not give them the money, they will withhold my benefits that make up the difference between SSD and my entitled LTD monthly amount, for over a year. Can they garnish disability payments?? And how can they force repay on a policy that people pay premiums on for possible benefits??? The handbook given at initial sign up states that if you are approved for SSD, you "may" have to repay Aetna.
Thanks for your time.
Bonnie
Thanks for your time.
Bonnie