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  #1  
Old 08-19-2008, 12:01 PM
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Boyfriend and I are breaking up, we own a house together, what do I do?

What is the name of your state (only U.S. law)? VA
My boyfriend and I are ending an 8 year relationship, (not by my choice). We currently own a house together. His name is on the deed, he signed all the mortgage papers with me 2 years ago. His name is not on the loan, I qualified for the loan by myself. He has left and I cannot pay my mortgage, he is refusing to pay me anything. Besides the mortgage he owes me around $6,000. Is there anything I can do?
  #2  
Old 08-19-2008, 01:44 PM
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Originally Posted by elizabethmock82 View Post
What is the name of your state (only U.S. law)? VA
My boyfriend and I are ending an 8 year relationship, (not by my choice). We currently own a house together. His name is on the deed, he signed all the mortgage papers with me 2 years ago. His name is not on the loan, I qualified for the loan by myself. He has left and I cannot pay my mortgage, he is refusing to pay me anything. Besides the mortgage he owes me around $6,000. Is there anything I can do?
The bolded above does not make sense. A mortgage is a loan.

But thanks for proving the point that once again, unless one is married, it is extremely risky to buy real estate with another person involved. (And even if one is married, it's still risky, but not as much).
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  #3  
Old 08-19-2008, 02:09 PM
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If you can't afford the payments yourself, get a roommate. You are still liable for the mortgage.
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  #4  
Old 08-19-2008, 02:19 PM
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Q: Is there anything I can do?

A: Partition lawsuit. (Google is your friend.)
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  #5  
Old 08-19-2008, 06:56 PM
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Why would you put his name on the deed if he did not also take responsibility for the mortgage?

You realize he has half interest in the house but NO financial responsibility for the mortgage?

Get a roommate and do your best to get him to sign a Quit Claim Deed to you for his interest in the house. I hope he does it.

Good luck.
  #6  
Old 08-20-2008, 02:54 AM
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WHY did you put him on the title (OWNERSHIP PAPER) of the house without him also being on the loan?
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