What is the name of your state (only U.S. law)? Ohio
I'm a 52 year old woman, working part time from my home typing reports for a friend's business. (I have back problems and I might need surgery, so I can't stand or sit for long periods of time, keeping me from working at a register or in an office.) My salary goes for groceries, to pay the phone bill, and the internet connection.
My three children live at home, one just lost his job from a company that manufactured expensive windows for homes, due to lack of business in the company, my oldest daughter just graduated from high school, and is working part time, and I have an 11 year old daughter.
My husband is working part time; he lost a good job back in 2005, and hasn't been able to find a good paying job since.
Through a very complicated series of events, he allowed our house and the house of his late mother's to go into foreclosure. (She owned our home and her house, as well as a rental property. He was told by an attorney to let the homes go into foreclosure, because "It will take them years to get your home”, which we found out is not true. I had NO idea this was happening, since all the paper work went to his mother's house, and I saw none of it. I was so angry, since he could have kept this from happening, but he stood by and didn't lift a finger to stop it.) He lost his mother's house to a sheriff's sale in March. Our home is going through Loss and Mitigation. He made an agreement with the mortgage company in December that he would pay them so much money a month, from January to June, while trying to find a better paying job. Then, he'd call them in June, and they would refinance the loan, and extend the loan for several more years to pay off what he owed them.
He hasn't called them since the initial agreement ended last month; they’ve left two messages on our answering machine, which he’s ignored. I have kept reminding him, in a nice way that he must call them NOW, but he ignores me. I tried calling them myself, but they wouldn't discuss the situation with me. I am frantic. I don't want to lose our home. We have two dogs and two cats, and no credit...I can't move into an apartment, and couldn’t afford rent on a place that would accommodate my family anyway.
He isn't paying the bills, the electricity was almost shut off this week, and if my son hadn't made the payment on it...maxing out his credit card, I'd have no electricity. The gas is due for shut off next week, he hasn't paid the taxes on the rental property, and there is a problem with that. He is making enough money to pay these things...I just don't know what he is doing with the money because he took out his own bank account this year and supposedly is putting his paycheck in the bank to pay the bills, which he is not doing.
Is there any legal action I can take against him, outside of a divorce, to make him pay the bills, and call the mortgage company so we don't lose the house? I need to protect the interests of myself and my children. Do I have any rights? I don't want to divorce him, my 11 year old daughter adores him and is very close to him, (not knowing that daddy is a real louse, since I don't talk bad about him in front of her.), and it would kill her if we divorced. He is supposed to get the rental property changed over to my name, so I can make arrangements to pay the back taxes on it, and at least protect the property, in case we should lose our house, but the rental property is in a bad section of our city, and I don't want to move my family there, and so far, he hasn’t gone to our attorney, paid the fees, and signed the paper work to start the transaction. (He filed bankruptcy last year, to save our house from being sold at sheriff’s auction, but he voluntarily dismissed it to go into Loss and Mitigation.)
Do I have any rights? Can I take action against him to perform his duties as far as providing for his family? If so, what can I do? Thank you so much.What is the name of your state (only U.S. law)?What is the name of your state (only U.S. law)?What is the name of your state (only U.S. law)?
I'm a 52 year old woman, working part time from my home typing reports for a friend's business. (I have back problems and I might need surgery, so I can't stand or sit for long periods of time, keeping me from working at a register or in an office.) My salary goes for groceries, to pay the phone bill, and the internet connection.
My three children live at home, one just lost his job from a company that manufactured expensive windows for homes, due to lack of business in the company, my oldest daughter just graduated from high school, and is working part time, and I have an 11 year old daughter.
My husband is working part time; he lost a good job back in 2005, and hasn't been able to find a good paying job since.
Through a very complicated series of events, he allowed our house and the house of his late mother's to go into foreclosure. (She owned our home and her house, as well as a rental property. He was told by an attorney to let the homes go into foreclosure, because "It will take them years to get your home”, which we found out is not true. I had NO idea this was happening, since all the paper work went to his mother's house, and I saw none of it. I was so angry, since he could have kept this from happening, but he stood by and didn't lift a finger to stop it.) He lost his mother's house to a sheriff's sale in March. Our home is going through Loss and Mitigation. He made an agreement with the mortgage company in December that he would pay them so much money a month, from January to June, while trying to find a better paying job. Then, he'd call them in June, and they would refinance the loan, and extend the loan for several more years to pay off what he owed them.
He hasn't called them since the initial agreement ended last month; they’ve left two messages on our answering machine, which he’s ignored. I have kept reminding him, in a nice way that he must call them NOW, but he ignores me. I tried calling them myself, but they wouldn't discuss the situation with me. I am frantic. I don't want to lose our home. We have two dogs and two cats, and no credit...I can't move into an apartment, and couldn’t afford rent on a place that would accommodate my family anyway.
He isn't paying the bills, the electricity was almost shut off this week, and if my son hadn't made the payment on it...maxing out his credit card, I'd have no electricity. The gas is due for shut off next week, he hasn't paid the taxes on the rental property, and there is a problem with that. He is making enough money to pay these things...I just don't know what he is doing with the money because he took out his own bank account this year and supposedly is putting his paycheck in the bank to pay the bills, which he is not doing.
Is there any legal action I can take against him, outside of a divorce, to make him pay the bills, and call the mortgage company so we don't lose the house? I need to protect the interests of myself and my children. Do I have any rights? I don't want to divorce him, my 11 year old daughter adores him and is very close to him, (not knowing that daddy is a real louse, since I don't talk bad about him in front of her.), and it would kill her if we divorced. He is supposed to get the rental property changed over to my name, so I can make arrangements to pay the back taxes on it, and at least protect the property, in case we should lose our house, but the rental property is in a bad section of our city, and I don't want to move my family there, and so far, he hasn’t gone to our attorney, paid the fees, and signed the paper work to start the transaction. (He filed bankruptcy last year, to save our house from being sold at sheriff’s auction, but he voluntarily dismissed it to go into Loss and Mitigation.)
Do I have any rights? Can I take action against him to perform his duties as far as providing for his family? If so, what can I do? Thank you so much.What is the name of your state (only U.S. law)?What is the name of your state (only U.S. law)?What is the name of your state (only U.S. law)?
