Financial Planning in a new marriage

[lamadrugadora]

What is the name of your state? Massachusetts :

I am looking for advice on a new marriage. They say, opposites attract. I have been married for about a year. For the first time in my life I am experiencing the burden of debt and living paycheck to paycheck. It has become obvious to me that my husband and I have opposite spending habits, though otherwise we are very happy. He is a spendthrift and I am a saver. Is there any way we can keep our finances seperate? I am sick of hounding him. Today I noticed that he got a credit card in the mail and kept it a secret from me. He's a grown man and I would like to leave him alone about it. I know why he did it, because he doesn't want to hear me complain and advise. I make significantky more money, and don't want to bear his debt burden later in life. Since I can qualify for a home on my own, and have my own bank accounts, etc., can I keep our money/credit legally seperate? What if, say in 10 years he owed 30,000 and I had a house and some savings in just my name? What if we got a divorce, would I have to swallow half his debt? Is there anything we can sign early on (something like a prenup) that would keep things seperate? It would be a big help, since I want to be a wife right now, not a mother.

[inoverhead2]

I was wondering if you received any advice in your situation. I am also newly married to a spendthrift and have incured a lot of debt on his behalf. I was fooloish and signed for a house and two cars as well. I don't want to be vindictive either just protect myself. inoverhead2