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12-12-2006, 04:02 PM
| | Junior Member | | Join Date: Oct 2006
Posts: 6
| | | I need to provide insurance for my mother-in-law
What is the name of your state? NJ
I recently got married and my mother-in-law was being supported by my husband and now that he has cancelled his insurance and we need to add her to mine how do I do this? Is this Possible? |
12-12-2006, 04:03 PM
| | Senior Member | | Join Date: Jan 2005
Posts: 14,766
| | Quote:
Originally Posted by ffleming  What is the name of your state? NJ
I recently got married and my mother-in-law was being supported by my husband and now that he has cancelled his insurance and we need to add her to mine how do I do this? Is this Possible? | How would we know?? 
Call your insurance agent and ask him/her.
(Woo-hoo! I'm a genius!  )
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"Judges want people to be reasonable. Where one parent won't be reasonable, judges still want the other parent to remain reasonable." (Ford)
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12-12-2006, 04:14 PM
| | Senior Member | | Join Date: Nov 2005 Location: South Cackalacky
Posts: 15,040
| | This can't be health insurance, so I'm guessing that its auto insurance? 
By the way: this has NOTHING to do with marriage. |
12-12-2006, 05:18 PM
| | Junior Member | | Join Date: Oct 2006
Posts: 6
| | | Yes this HEALTH INSURANCE--And I have enough common sense to have called my insurance compnay already but no one seems to be able to point in the right direction yet-they refered me to my employer and my employer claims they were never asked such a question-and considering this is the THREAD for Family Law and she is now part of my Family I think I am posting in the right area--So please if you are not answering me to help me I don't need jokes |
12-12-2006, 05:37 PM
| | Senior Member | | Join Date: Jan 2005
Posts: 14,766
| | Quote:
Originally Posted by ffleming Yes this HEALTH INSURANCE--And I have enough common sense to have called my insurance compnay already but no one seems to be able to point in the right direction yet-they refered me to my employer and my employer claims they were never asked such a question-and considering this is the THREAD for Family Law and she is now part of my Family I think I am posting in the right area--So please if you are not answering me to help me I don't need jokes | It's not our fault you didn't state your position clearly.
And you still haven't. What does this have to do with LAW?? It has to do with whether or not your health insurer will accept your MIL on the policy.
So what happened? They turned ya down and now you think that's against the LAW?
__________________
"Judges want people to be reasonable. Where one parent won't be reasonable, judges still want the other parent to remain reasonable." (Ford)
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12-12-2006, 05:44 PM
| | Junior Member | | Join Date: Oct 2006
Posts: 6
| | | No One turned me down making sure that there isn't a law saying this can't be done |
12-12-2006, 05:47 PM
| | Senior Member | | Join Date: Jan 2006
Posts: 9,771
| | | I had assumed that she was talking about health insurance as well, so when Mo posted, I went looking to see why it couldn't be health.
I found NO insurance that recognized an elderly parent as a dependent for insurance. the closest that I came to it was a dependent care account.
So, most likely, your insurance will not cover your MIL.
PS. the jokes are free, as is the advice, we give both/either/neither if and when we please. |
12-12-2006, 06:36 PM
| | Senior Member | | Join Date: May 2004
Posts: 41,358
| | Quote:
Originally Posted by ffleming Yes this HEALTH INSURANCE--And I have enough common sense to have called my insurance compnay already but no one seems to be able to point in the right direction yet-they refered me to my employer and my employer claims they were never asked such a question-and considering this is the THREAD for Family Law and she is now part of my Family I think I am posting in the right area--So please if you are not answering me to help me I don't need jokes | I have never heard of an employer policy that allows a parent or parent in law of an employee to be covered under the policy. If your husband had insurance that allowed that, then he made a huge mistake in canceling it. |
12-12-2006, 08:09 PM
| | Senior Member | | Join Date: Nov 2005 Location: South Cackalacky
Posts: 15,040
| | Quote:
Originally Posted by fairisfair I had assumed that she was talking about health insurance as well, so when Mo posted, I went looking to see why it couldn't be health.
I found NO insurance that recognized an elderly parent as a dependent for insurance. the closest that I came to it was a dependent care account.
So, most likely, your insurance will not cover your MIL.
PS. the jokes are free, as is the advice, we give both/either/neither if and when we please. | Exactly. Which is why I KNEW that she couldn't POSSIBLY be talking about health insurance.
But, apparently, being licensed as an insurance agent, I'm pretty clueless about it all!
So, I won't add any helpful information. Bye! (waving to friends) |
12-12-2006, 08:55 PM
| | Senior Member | | Join Date: May 2004
Posts: 41,358
| | Quote:
Originally Posted by moburkes Exactly. Which is why I KNEW that she couldn't POSSIBLY be talking about health insurance.
But, apparently, being licensed as an insurance agent, I'm pretty clueless about it all!
So, I won't add any helpful information. Bye! (waving to friends) | I am not a licensed insurance agent, but my father had his own agency and I worked on and off there for a long time. (My first job at age 11 was filing for 60 cents an hour) so I do have a clue...and I agree that she is shooting for something that virtually can't happen.
However I cannot guarantee that there is absolutely no employer, anywhere, who couldn't/wouldn't arrange for parents and/or parents in law of their employees to be covered under their group policy. The odds are incredibily slim...but I can't guarantee that there isn't one out there somewhere....but I can think of several different ways it could happen, if the employer was willing to pay for it. |
12-14-2006, 01:14 PM
| | Senior Member | | Join Date: Jan 2006
Posts: 9,771
| | Quote:
Originally Posted by moburkes Exactly. Which is why I KNEW that she couldn't POSSIBLY be talking about health insurance.
But, apparently, being licensed as an insurance agent, I'm pretty clueless about it all!
So, I won't add any helpful information. Bye! (waving to friends) | uh uh, that is how we all knew that it couldn't be health insurance, cause YOU said it couldn't.  |
12-14-2006, 01:20 PM
| | Senior Member | | Join Date: Nov 2005 Location: South Cackalacky
Posts: 15,040
| | Quote:
Originally Posted by fairisfair uh uh, that is how we all knew that it couldn't be health insurance, cause YOU said it couldn't. | Alright smarta&&. j/k! | |
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