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  #1  
Old 12-15-2007, 06:24 PM
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Join Date: May 2005
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Judgment in maiden name?

What is the name of your state? maryland

Hi everyone i have a question?
I am newly married now and i have 2 judgements in my maiden name and bad credit in my maiden name.

The judgements are 5 or 6 years old the bad debt is almost 7 years old.

What happens to the judgments in my maiden name when i change my last name?
Will they still be able to garnish or go after bank accounts if my last name is different.

What happens to all my bad debt for that matter if my last name is totally different?


Thanks
  #2  
Old 12-15-2007, 07:48 PM
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Quote:
Originally Posted by jusclaandus View Post
What is the name of your state? maryland

Hi everyone i have a question?
I am newly married now and i have 2 judgements in my maiden name and bad credit in my maiden name.

The judgements are 5 or 6 years old the bad debt is almost 7 years old.

What happens to the judgments in my maiden name when i change my last name?
Will they still be able to garnish or go after bank accounts if my last name is different.

What happens to all my bad debt for that matter if my last name is totally different?


Thanks
Changing your last name doesn't make the debts or judgements go away...nor stop potential garnishments. Its all under your social security number, and that doesn't change when you change your last name.
  #3  
Old 12-15-2007, 09:08 PM
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Originally Posted by LdiJ View Post
Changing your last name doesn't make the debts or judgements go away...nor stop potential garnishments. Its all under your social security number, and that doesn't change when you change your last name.


Ok
So the name on the court documents does not mean anything?
  #4  
Old 12-15-2007, 10:41 PM
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Quote:
Originally Posted by jusclaandus View Post
Ok
So the name on the court documents does not mean anything?
Nope...

It is still YOU... and YOU still owe the money and have the bad debt.
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  #5  
Old 12-16-2007, 05:39 AM
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Thank you!

When i poked around on the net for this info i came across a post that said the lawyers from the debtor had to repetition the court to have the name changed on the garnishment paperwork .

I guess i need to pay these people

But you guys are saying that is not the case
  #6  
Old 12-16-2007, 07:53 PM
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Quote:
Originally Posted by jusclaandus View Post
Thank you!

When i poked around on the net for this info i came across a post that said the lawyers from the debtor had to repetition the court to have the name changed on the garnishment paperwork .

I guess i need to pay these people

But you guys are saying that is not the case
Even if that is the case, how does it benefit you? It would be a minor techical "blip" that the creditors would have to deal with. Again, you SSN is what controls.
  #7  
Old 12-16-2007, 07:57 PM
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Location: Sitting at the computer probably rolling my eyes at your post
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Do you have any idea just how easy it is to petitition the court to add an AKA to a judgment?
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Someone else sees it too:
Quote:
Originally Posted by sandyclaus View Post
CourtClerk is right.
  #8  
Old 12-16-2007, 10:12 PM
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Quote:
Originally Posted by CourtClerk View Post
Do you have any idea just how easy it is to petitition the court to add an AKA to a judgment?
And don't those court costs get added to the judgement amount?
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  #9  
Old 12-17-2007, 06:49 AM
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Quote:
Originally Posted by majomom1 View Post
And don't those court costs get added to the judgement amount?
Yep. They very well can.
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  #10  
Old 12-17-2007, 10:12 AM
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Location: Central Florida
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Quote:
Originally Posted by jusclaandus View Post
What is the name of your state? maryland

Hi everyone i have a question?
I am newly married now and i have 2 judgements in my maiden name and bad credit in my maiden name.

The judgements are 5 or 6 years old the bad debt is almost 7 years old.

What happens to the judgments in my maiden name when i change my last name?
Will they still be able to garnish or go after bank accounts if my last name is different.

What happens to all my bad debt for that matter if my last name is totally different?


Thanks
Your debts do not go away. They end up being listed on your credit reports even when you change your name. I didn't know this myself until I did the free once a year credit report on-line yesterday. Even though I've been remarried (8 yrs today) my 1 debt from my previous married name is still listed on the reports.

You should do what I'm doing, try to pay the debt just to clear your record.
  #11  
Old 12-17-2007, 02:33 PM
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oh yeah, ive been married 2wice and went back to my maiden name between the two, and while i was married to hubby 1 I used my maiden name as my mddle name and all of my previous and current names are on my credit report
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