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12-15-2007, 06:24 PM
| | Junior Member | | Join Date: May 2005
Posts: 28
| | | Judgment in maiden name?
What is the name of your state? maryland
Hi everyone i have a question?
I am newly married now and i have 2 judgements in my maiden name and bad credit in my maiden name.
The judgements are 5 or 6 years old the bad debt is almost 7 years old.
What happens to the judgments in my maiden name when i change my last name?
Will they still be able to garnish or go after bank accounts if my last name is different.
What happens to all my bad debt for that matter if my last name is totally different?
Thanks |
12-15-2007, 07:48 PM
| | Senior Member | | Join Date: May 2004
Posts: 33,531
| | Quote:
Originally Posted by jusclaandus  What is the name of your state? maryland
Hi everyone i have a question?
I am newly married now and i have 2 judgements in my maiden name and bad credit in my maiden name.
The judgements are 5 or 6 years old the bad debt is almost 7 years old.
What happens to the judgments in my maiden name when i change my last name?
Will they still be able to garnish or go after bank accounts if my last name is different.
What happens to all my bad debt for that matter if my last name is totally different?
Thanks | Changing your last name doesn't make the debts or judgements go away...nor stop potential garnishments. Its all under your social security number, and that doesn't change when you change your last name. |
12-15-2007, 09:08 PM
| | Junior Member | | Join Date: May 2005
Posts: 28
| | Quote:
Originally Posted by LdiJ Changing your last name doesn't make the debts or judgements go away...nor stop potential garnishments. Its all under your social security number, and that doesn't change when you change your last name. |
Ok
So the name on the court documents does not mean anything? |
12-15-2007, 10:41 PM
| | Senior Member | | Join Date: Jul 2007
Posts: 1,168
| | Quote:
Originally Posted by jusclaandus Ok
So the name on the court documents does not mean anything? | Nope...
It is still YOU... and YOU still owe the money and have the bad debt.
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"I've learned that people will forget what you said ~ people will forget what you did ~ but people will never forget how you made them feel."
~ Maya Angelou ~ |
12-16-2007, 05:39 AM
| | Junior Member | | Join Date: May 2005
Posts: 28
| | Thank you!
When i poked around on the net for this info i came across a post that said the lawyers from the debtor had to repetition the court to have the name changed on the garnishment paperwork .
I guess i need to pay these people 
But you guys are saying that is not the case |
12-16-2007, 07:53 PM
| | Senior Member | | Join Date: May 2004
Posts: 33,531
| | Quote:
Originally Posted by jusclaandus Thank you!
When i poked around on the net for this info i came across a post that said the lawyers from the debtor had to repetition the court to have the name changed on the garnishment paperwork .
I guess i need to pay these people
But you guys are saying that is not the case | Even if that is the case, how does it benefit you? It would be a minor techical "blip" that the creditors would have to deal with. Again, you SSN is what controls. |
12-16-2007, 07:57 PM
| | Senior Member | | Join Date: Apr 2007 Location: Somewhere over the rainbow
Posts: 6,095
| | | Do you have any idea just how easy it is to petitition the court to add an AKA to a judgment?
__________________
CC's rule of life #1.2:
Parents: If you give your children the opportunity to learn how to live without you, don't be mad years from now when they do. In order to have a relationship with your children, you have to stay INVOLVED with your children. At all costs, even if it makes the CP or your kids mad. |
12-16-2007, 10:12 PM
| | Senior Member | | Join Date: Jul 2007
Posts: 1,168
| | Quote:
Originally Posted by CourtClerk Do you have any idea just how easy it is to petitition the court to add an AKA to a judgment? | And don't those court costs get added to the judgement amount?
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"I've learned that people will forget what you said ~ people will forget what you did ~ but people will never forget how you made them feel."
~ Maya Angelou ~ |
12-17-2007, 06:49 AM
| | Senior Member | | Join Date: Dec 2005
Posts: 21,742
| | Quote:
Originally Posted by majomom1 And don't those court costs get added to the judgement amount? | Yep. They very well can.
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Parents should remember two things: Love your kids more than you hate your ex (or soon to be ex) and when you have children the relationship with the other parent is until death parts you.
Nothing stated by me should be taken as giving you legal advice or forming an attorney/client relationship. My advice is based on the law and not deemed to necessarily apply to the specifics of your case. The devil is in the details after all. |
12-17-2007, 10:12 AM
| | Senior Member | | Join Date: Aug 2004 Location: Central Florida
Posts: 3,703
| | Quote:
Originally Posted by jusclaandus What is the name of your state? maryland
Hi everyone i have a question?
I am newly married now and i have 2 judgements in my maiden name and bad credit in my maiden name.
The judgements are 5 or 6 years old the bad debt is almost 7 years old.
What happens to the judgments in my maiden name when i change my last name?
Will they still be able to garnish or go after bank accounts if my last name is different.
What happens to all my bad debt for that matter if my last name is totally different?
Thanks | Your debts do not go away. They end up being listed on your credit reports even when you change your name. I didn't know this myself until I did the free once a year credit report on-line yesterday. Even though I've been remarried (8 yrs today) my 1 debt from my previous married name is still listed on the reports.
You should do what I'm doing, try to pay the debt just to clear your record. |
12-17-2007, 02:33 PM
| | Senior Member | | Join Date: Oct 2007
Posts: 2,139
| | | oh yeah, ive been married 2wice and went back to my maiden name between the two, and while i was married to hubby 1 I used my maiden name as my mddle name and all of my previous and current names are on my credit report | |
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