| jmho He's 20, tell him to get a job and buy his own dang car. Your wife is allowing his irresponsibility.
You can make a deal with him, he can drive the car if he goes in the military. That'll teach him some responsibility.
Otherwise, is he on the insurance? If not, and he's in an accident, you pay. I'd put him on and make him pay the amount that the insurance goes up. Otherwise, no insurance - no car keys.
I have four teenagers. One 16 1.2 year old. He doesn't drive yet cuz he doesn't have a job to pay for the insurance.
Good Luck,
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