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11-30-2006, 10:15 AM
| | Junior Member | | Join Date: Nov 2006
Posts: 5
| | | My legal obligations to my spouse's debt if we get married
What is the name of your state? Michigan
My boyfriend and I are contemplating marriage. I have a house and he has a house. He is living with me right now. In his house, his ex-girlfriend and children live. He is paying 95% of the bills there and plans to continue. They do not have a child support order (they have never gone to court). If his ex decides to move somewhere else, he will not be able to afford both the house and pay to support his children, so he would default on his house, as he will not let his children suffer. (His ex has a free ride here, but she keeps threatening to move.)
My question 1: If we get married, what is my financial obligation to his house should he default on it after we are married? I don't want to get married and be responsible for a debt that he aquired prior to the marriage and possibly defaults on after the marriage.
Any advice is welcome. Thank you! |
11-30-2006, 11:24 AM
| | Senior Member | | Join Date: Jan 2006
Posts: 9,771
| | Quote:
Originally Posted by TLYNNA  What is the name of your state? Michigan
My boyfriend and I are contemplating marriage. I have a house and he has a house. He is living with me right now. In his house, his ex-girlfriend and children live. He is paying 95% of the bills there and plans to continue. They do not have a child support order (they have never gone to court). If his ex decides to move somewhere else, he will not be able to afford both the house and pay to support his children, so he would default on his house, as he will not let his children suffer. (His ex has a free ride here, but she keeps threatening to move.)
My question 1: If we get married, what is my financial obligation to his house should he default on it after we are married? I don't want to get married and be responsible for a debt that he aquired prior to the marriage and possibly defaults on after the marriage.
Any advice is welcome. Thank you! |
so sell the house. |
11-30-2006, 12:02 PM
| | Senior Member | | Join Date: Mar 2005 Location: Over the Rainbow
Posts: 8,721
| | yeah  why would he default when he could just sell it? |
11-30-2006, 12:54 PM
| | Junior Member | | Join Date: Nov 2006
Posts: 5
| | | Should have been more clear
Sorry, I should have been more clear. He owns a pre-fab home (similar to trailers) that is in a pre-fab home park. There are a large number of homes for sale in there and no takers. My boyfriend doubts he could sell it for anywhere near what he owes on it before he would have to stop making payments so that his kids wouldn't go hungry. (Essentially, it would then go back to the bank, who would also try to begin selling it and he would still owe the difference between what he owes and what they sold it for.) |
11-30-2006, 01:11 PM
| | Senior Member | | Join Date: Jan 2006
Posts: 9,771
| | | so rent the house
or sell yours and move into it |
11-30-2006, 01:38 PM
| | Senior Member | | Join Date: May 2005
Posts: 7,062
| | | A better idea is to not marry the man until AFTER he has all of his financial and legal obligation concerning the children worked out, on paper, signed by a judge and on file with the court. |
11-30-2006, 01:44 PM
| | Senior Member | | Join Date: Mar 2005 Location: Over the Rainbow
Posts: 8,721
| | Quote:
Originally Posted by ceara19 A better idea is to not marry the man until AFTER he has all of his financial and legal obligation concerning the children worked out, on paper, signed by a judge and on file with the court. |
that just seems waaaay too logical HAHA  |
11-30-2006, 01:55 PM
| | Junior Member | | Join Date: Nov 2006
Posts: 5
| | | Thanks all, but what is my financial obligation?
Thanks all for the replies. I've spend considerable time thinking of all solutions available out there, such as getting custody of the kids, moving, etc. Life would be much easier if I could convince the other people in the drama my life to live their lives as logically as I live mine, but I've learned that is impossible, which takes me back to my original question.....
"If we get married and he defaults on his loan, what is my financial responsibility to his debt?"
(BTW - ceara19, your suggestion is the ideal, and is my first reaction to all of this too, but may not be practical, hence my asking of the question above.) |
11-30-2006, 02:42 PM
| | Senior Member | | Join Date: Mar 2005 Location: Over the Rainbow
Posts: 8,721
| | Quote:
Originally Posted by TLYNNA Thanks all for the replies. I've spend considerable time thinking of all solutions available out there, such as getting custody of the kids, moving, etc. Life would be much easier if I could convince the other people in the drama my life to live their lives as logically as I live mine, but I've learned that is impossible, which takes me back to my original question.....
"If we get married and he defaults on his loan, what is my financial responsibility to his debt?"
(BTW - ceara19, your suggestion is the ideal, and is my first reaction to all of this too, but may not be practical, hence my asking of the question above.) | pre- nup......get one |
11-30-2006, 02:59 PM
| | Senior Member | | Join Date: Feb 2005 Location: Kansas City
Posts: 11,776
| | | My advice is the same as Ceara's. Don't get married to a man who is still totally supporting another woman in a house that HE owns and intends to continue owning, and who has no court orders pertaining to custody or child support, and who is PLANNING on a foreclosure.
Tell him that as a pre-wedding gift, he needs to get his head out of his a$$ and his affairs in order. Otherwise you'll be back here in 6 months wanting to know how to extricate yourself.
__________________ Though no one can go back and make a brand new start, anyone can start from now and make a brand new ending.
~ Carl Bard |
11-30-2006, 03:03 PM
| | Senior Member | | Join Date: Mar 2005 Location: Over the Rainbow
Posts: 8,721
| | just reread the first post.....you are supporting him while he supports her???  boy he's a slick one isn't he???? |
11-30-2006, 03:08 PM
| | Senior Member | | Join Date: Jan 2006
Posts: 9,771
| | Quote:
Originally Posted by Zephyr just reread the first post.....you are supporting him while he supports her??? boy he's a slick one isn't he???? | wouldn't that make her supporting them ALL???  | |
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