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  #1  
Old 12-15-2001, 05:36 PM
Corvus_59
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Non Payment of Debt Division


I live in Oregon and when I became divorced 4 years ago. The judge divided the debt. My Ex-wife took over the credit card account. At that time it was at it's limit of $500.00. She has made some minor attemps to pay the debt 3 years ago. But has not done anything on clearing this debt since. Because my ex-wife has not payed this debt off. With late and over balance fees, it is now over $2000.00 and it is adversly affecting my credit score I have numerous 120, 90 and 30 day lates on my credit report now for this account.

What if any action can be taken (i.e. contempt of court, personal property damage suit.) Any help would be greatly appeciatted
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  #2  
Old 12-15-2001, 08:36 PM
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Join Date: Jul 2001
Location: California
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If your name is on that card and the account is still open-close it AT ONCE!. Send card bank all the court orders so they will not hound you and ask them to write to the reporting agencies. To CVA send all the court orders to reporting agencies yourself and ask them remove adverse comments from your credit report.
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Old 12-15-2001, 10:59 PM
deefran
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Quote:
Originally posted by vrzirn
If your name is on that card and the account is still open-close it AT ONCE!. Send card bank all the court orders so they will not hound you and ask them to write to the reporting agencies. To CVA send all the court orders to reporting agencies yourself and ask them remove adverse comments from your credit report.
This may sound like a good solution, but it won't work. First of all, even if you send them a copy of your divorce decree which states that she was ordered to pay them, they could care less. Both of your names are on the account which in their eyes you BOTH have a contract to fulfill with them regardless of your divorce. They don't care who was ordered to pay them, you both signed a contract prior to your divorce which obligated BOTH of you to pay them. Your subsequent divorce and orders are not their concern, they want their money and will "hunt down" whoever is on the account.
My question is, if it has been 4 years and she has not fulfilled her obligation to pay off the debt, why haven't you filed against her for contempt?
Unfortunately, the adverse credit will be there, unless you can prove that the bill that was owed was due to fraud.
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  #4  
Old 12-16-2001, 12:33 AM
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I stand corrected.deefran reply much better.
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