medical malpractice ins. only covers up to $2 million

[turok3d]

What is the name of your state (only U.S. law)? NY

There is a case going on and the physician is being sued for $10 million. He is also an employee ( not independent contractor ) of the clinic where the incident occurred. Found out recently that he only has liability coverage up to $2 mil.

Suppose we really win $10 million. Since he only has $2 million in coverage, who will pay out the remaining $8 million? Will the employer pay the rest? Or do we have to go after his personal assets?

 

[Ohiogal]

What is the name of your state (only U.S. law)? NY

There is a case going on and the physician is being sued for $10 million. He is also an employee ( not independent contractor ) of the clinic where the incident occurred. Found out recently that he only has liability coverage up to $2 mil.

Suppose we really win $10 million. Since he only has $2 million in coverage, who will pay out the remaining $8 million? Will the employer pay the rest? Or do we have to go after his personal assets?

Did you see the clinic as well?

 

[turok3d]

Did you see the clinic as well?

The firm is also suing the clinic as co-defendants. But since the actual employer(s) didn't do the procedures, I don't know to what extent they will be held liable.

 

[I'mTheFather]

Presumably, you have an attorney. Why not ask him or her?

 

[TheGeekess]

The firm is also suing the clinic as co-defendants. But since the actual employer(s) didn't do the procedures, I don't know to what extent they will be held liable.

You need to be asking 'The firm' your questions. They know how they handle these kinds of things.