Recent content by jamied66

What is the name of your state (only U.S. law)? Virginia I know there is a penalty for not providing a satisfaction of lien document in Virginia within a given time for mortgages. Is there a similar penalty for automobile liens?

What is the name of your state? Virginia While in college in Virginia (then a resident of Alabama), my wife bounced a check accidentally at a local store. As soon as she got the notice from the bank, she paid the check and any fees to the store. However, being in a college town, this...

What is the name of your state? Virginia A single surviving parent had a will drawn up with all proceeds going to her 2 grown children equally. The will specifically spells out: 1. a third party (aunt) will be the executor 2. upon receipt of life insurance and other funds, the single mortgage...

What is the name of your state? VA My opinion (of course, I'm not a lawyer) - In Virginia, credit card accounts are defined as "open/open-ended accounts", and are therefore subject to a three-year statute of limitations for filing suit in order to obtain a judgement. The SOL starts as of the...

What is the name of your state? VA At what point (if any) is it legally defensible to terminate a lease early if the neighborhood has gone "downhill" seriously since signing the last lease and you're now concerned for the safety of your family? Recent events: -someone tried to break into our...

My wife and had our offer accepted on our first home this past Monday. Great house. nice neighborhood. great deal. We can't wait. Closing at the end of February. When we were coming up with the offer we were talking with our mortgage broker and she gave us an idea for a GFE (making some...

What is the name of your state? VA My wife and I are looking to buy our first home in the next 6 months. We have a perfect payment history over the past 24 months, and have opened several new tradelines (approx. 6 mos. old now) to demonstrate an ability to use credit wisely. Currently, we are...

What is the name of your state?What is the name of your state? Virginia My wife bounced a check to a local company while she was in college. She made good on the check as soon as she discovered the problem. The shop owner said he had already filed charges, and he wasn't allowed to drop them...

What is the name of your state? VA My wife has been working as a temp. associate for a top 10 (nationally) banking industry corporation. She's actually working for the mortgage division of this company in a department that deals with government insuring of loans. She is nowhere close to any...

What is the name of your state? VA Has anyone had any (successful) dealings with Unifund? They're showing up on my wife's CR's and they're next on my list to deal with. thanks in advance!

What is the name of your state? Virginia I DO HAVE A QUESTION. I ALSO NEED TO VENT. PLEASE READ. My DW isn't very good at simple math. She's beautiful and talented, but 4+4 may well equal 11 on a bad day. Needless to say, in college and grad school she bounced a few checks. I got her EQ...

What is the name of your state? Virginia X-posterd to creditboards.com I DO HAVE A QUESTION. I ALSO NEED TO VENT. PLEASE READ. My DW isn't very good at simple math. She's beautiful and talented, but 4+4 may well equal 11 on a bad day. Needless to say, in college and grad school she bounced a...

What is the name of your state? VA First and foremost, thanks to everyone for all of their great advice, I'm still learning, but knowing how to tackle this problem and bring it to a happy resolution. Personally, I think it should be a federal crime to give a credit card to anyone under 22...

What is the name of your state? Virginia I'm getting to know a little bit about repairing my credit as best I can now that I've finally matured and taken on those responsibilities. I have a question about "re-aging" a debt. Please tell me if this qualifies. I have a TL from a Discover card...

What is the name of your state? Virginia I have a CA calling me about an MBNA credit card that is due to drop off my credit report in 2008. It's been years since I heard anything about it, and I was content to let sleeping dogs lie and take my lumps with horrible interest rates on my car, etc...