Recent content by kaitmanda

What is the name of your state? Ky We had an account that was sold off twice and we settled with the last CA that had it. They (the CA that we settled with) had never reported anything to the credit bureaus and looks like they aren't going to. Question is this, can anything be done about...

What is the name of your state? Ky Hi there, I'm working on my answer to a summons from a collector and was wondering what this meant exactly. This is under one of their claims and I didn't know how to answer it. "Plaintiff states that it should recover against the Defendant on the basis of...

What is the name of your state? Ky I just first want to thank you guys for all of your help so far! You are awesome!! I do have one more question... DH and I are in the midst of settling with a CA. When I asked that their settlement letter include the agreement that the tradeline be...

What is the name of your state?What is the name of your state? Ky I received a verbal agreement with a CA on a settlement amount. They said they are sending a letter to confirm it out today. My question is this, I received a summons on Tuesday and need to send in an "answer". On the...

What is the name of your state? Ky Ok, my debt is with Unifund, however I received a summons naming the Plaintiff as National Check Bureau. Is this a violation of 1692e(14)? "The use of any business, company, or organization name other than the true name of the debt collector's business...

Settlement Question - *UPDATE* Might have found violation What is the name of your state? Ky We received a civil summons tonight. I am going to obviously send in an answer tomorrow stating that I need validation of the debt to buy some time and make sure I get in it on time. My question is...

What is the name of your state? Ky My mother was appointed guardianship of my mentally handicapped uncle in May of 2004 after their mother passed away. In her will, it was said that if she died before he did, that the entire estate would be put into a trust to take care of him and that mom...

What is the name of your state? Kentucky I have a question about settling debts. I've read that if you settle a debt with someone for less than the original amount that they can sell the balance to another agency. Is this correct? If so, when settling, is there anything that can be done to...

What is the name of your state? Kentucky Hello, I have received a civil summons from a creditor's attorney. I submitted an answer to this and requested VOD. They responded by saying they had validated in April of 2004 but did not supply a copy of it or a certified signature as proof. The...

What is the name of your state? Ky This may get long, but I want to include all the details to hopefully get some help!! Ok.. in Oct of 2003, my grandmother was in a car accident. The other guy that was involved, claimed his was permanately injured and began a law suit. The insurance company...

What is the name of your state?What is the name of your state? Ky This may get long, but I want to include all the details to hopefully get some help!! :confused: Ok.. in Oct of 2003, my grandmother was in a car accident. The other guy that was involved, claimed his was permanately injured...