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Recent content by NBrazil

Accident - Bankruptcy - Criminal Law / DUI - Business - Consumer - Employment - Family - Immigration - Real Estate - Tax - Traffic - Wills   Please click a topic or scroll down for more.

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    Mortgage vs HELOAN, equivalent or is one more vulnerable if payment missed?

    What is the name of your state (only U.S. law)? Georgia Have (first) mortgage and HELOC. Because interest rates may go up over the term of it I want to roll them into one product with a fixed rate. Been offered a HELOAN at a good rate, and there are no additional "costs" (like a mortgage)...
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    Refinancing Mortgage to include HELOC, what about CC?

    What is the name of your state (only U.S. law)? Georgia While comparing Mortgage Refinancing options (she said a refi is fine before or after Bankruptcy, I'm rushing to do it before while my FICO score is great) a national organization is pushing me to roll as much of my CC debt into it...
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    Chapter 7 - Souvenirs, folk art, religious items - have VPP, but pennies on dollar?

    What is the name of your state (only U.S. law)? Georgia A combination of poor (ongoing) health and medical bills that kind of kept on adding up has put me in a position of not being able to pay my bills for the first time in my 62 year life. All savings have been eaten up by it too. Several...
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    Remedies if business fails to install in time for tax credit?

    What is the name of your state (only U.S. law)? Georgia Two months ago I signed a contract to have new windows that meet the requirements for the energy tax credit and was assured that, even with high demand, that they would be manufactured and installed before the expiration of the tax credit...
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    Are beneficiaries responsible for premature distribution errors?

    What is the name of your state (only U.S. law)? [Florida/Wisconsin] Yeah, me again... with the tri-probate nightmare of Wisconsin, Florida and Australia being handled by a brother. Basically, my brother, who is executor, wants to make a preliminary distribution of the funds from an estate...
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    Back taxes and legal fees

    What is the name of your state (only U.S. law)? Wisconsin/Florida/(Australia) Here's the deal. Simple will, three equal beneficiaries if anything left over. One asset, a property, which sold and the proceeds were used to immediately pay off the refinance with funds left over. The estate hired...
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    Timely Probate - Any penalties if not done?

    What is the name of your state (only U.S. law)? Wisconsin I've "heard" (am under the impression) that probate needs to be filled within a year of the death date. This time is rapidly approaching. The executor (a brother) seems to always come up with a reason to delay the process. Perhaps, in...
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    Life insurance distribution - taxable income?

    What is the name of your state (only U.S. law)? Georgia One of my brothers (whose legal residence was in Wisconsin - and who held dual citizenship in the USA and Australia) passed away last year. I have two other brothers, and one is the executor. He has found out that the deceased had a life...
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    Debt responsibilities for siblings for a single person

    What is the name of your state (only U.S. law)? Me? Georgia. The Deceased - Wisconsin and dual citizenship (American/Australian) One out of 4 brothers passed away, declaring his girlfriend and another brother executors. He was unemployed at the time and had no insurance (51 years old), and was...

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