Recent content by PorchCreate

I want to thank you all again for your help and advice. For those who said to treat it as a learning experience, it's been truly remarkable how I've been able to learn and grow through this whole experience. For those who said it was insignificant amount of money, it actually is, and so is the...

Hi All, Thanks again for all your help. So I have been approved by the judge for remote court via zoom, which is great news. They said that as soon as it's filed and served, just tell the clerk it was approved. However, they still haven't helped with the eFile issue where I can't register the...

I certainly strongly considered the prospect of not getting paid. I did everything I reasonably could to verify who he was and that he would have the means to pay me back. I have his driver's license. We had a video call. He was reportedly transitioning from one job to the next, however there...

If we had built in written contingencies for up to two missed payments, I assume I'm correct that it doesn't count as a breach of contract until those contingencies are used up. The second payment was missed on February 15th, 2019, so am I correct that's when the breach would take place...

Thanks. My hope is that the specific clause "All debts are due to the maximum amount legally enforceable." will also help out here. I also honestly would also consider it a win to get the principle and court costs back. Filing fee in small claims court is $30...

So any payment they make could extend and avoid a lawsuit? They're most likely not in a strong financial situation, and I'm not in a particular rush to collect the full amount. It wouldn't bother me if they paid me back slowly over time. My main concern is that they never made any payments at...

I loaned a significant sum of money to someone I met online less than 5 years ago to help them through a tough time. I am in Canada and they are in Kentucky, US. We had a written agreement and repayment plan, but they haven't made any payments. I want to pursue legal action but have some...