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  #1  
Old 02-04-2005, 10:35 AM
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buying a home after bankruptcy and title search

What is the name of your state? NJ
I was told that when you buy a home they do title search on the buyer showing judgements, liens and collections. My question is I filed bankrupty was discharge/closed and if a collection show up on this title search that I didn't know about and it was not included in my bankruptcy petition papers does the bankruptcy make this collection void. I filed Chapter 7 no asset.
  #2  
Old 02-04-2005, 10:47 AM
seniorjudge
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Quote:
Originally Posted by renquin
What is the name of your state? NJ
I was told that when you buy a home they do title search on the buyer showing judgements, liens and collections. My question is I filed bankrupty was discharge/closed and if a collection show up on this title search that I didn't know about and it was not included in my bankruptcy petition papers does the bankruptcy make this collection void. I filed Chapter 7 no asset.
If you didn't report the debt, it is not discharged.
  #3  
Old 02-04-2005, 05:20 PM
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Join Date: Oct 2002
Location: Pennsylvania
Posts: 762
Am I missing something?

I've never heard of a TITLE search being done on a person. Only a deed.
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  #4  
Old 02-04-2005, 05:44 PM
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Join Date: May 2000
Location: Catatonic State
Posts: 75,781
Quote:
Originally Posted by annefan
Am I missing something?

I've never heard of a TITLE search being done on a person. Only a deed.

**A: what? Cops do it all the time. It is obvious that the writer means a lien or judgement check.
  #5  
Old 02-04-2005, 06:14 PM
seniorjudge
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Quote:
Originally Posted by annefan
Am I missing something?

I've never heard of a TITLE search being done on a person. Only a deed.
If you don't search the person as well as the deed when you are searching a title then you haven't done your job.
  #6  
Old 02-04-2005, 06:22 PM
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Location: Catatonic State
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Quote:
Originally Posted by seniorjudge
If you don't search the person as well as the deed when you are searching a title then you haven't done your job.

**A: and if a cop searches a person that does a bad deed, will the cops have done his/her job?
  #7  
Old 02-04-2005, 06:26 PM
seniorjudge
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Quote:
Originally Posted by HomeGuru
**A: and if a cop searches a person that does a bad deed, will the cops have done his/her job?
Only if she is not an unsearchable femle....
  #8  
Old 02-04-2005, 06:35 PM
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Join Date: May 2000
Location: Catatonic State
Posts: 75,781
Quote:
Originally Posted by seniorjudge
Only if she is not an unsearchable femle....

**A: no thanks for bringing up the past ie. deja voodoo
  #9  
Old 02-04-2005, 07:34 PM
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Join Date: Dec 2004
Posts: 396
Quote:
Originally Posted by seniorjudge
If you don't search the person as well as the deed when you are searching a title then you haven't done your job.
Amen, brother.
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