PeregrineFalcon
Junior Member
Can a Bank keep the original, signed, notarized 1st TD from a cancelled loan?
What is the name of your state? CA
We recently applied for a Refinance loan with a new bank. It was approved, but then subsequently cancelled within the three day cancellation period due to personal reasons. The bank will not return to us the notarized, signed Trust Deed that was executed by us, as per my request. It was a 1st TD. They state that they are required to keep it for their records. They will not give me a notarized copy of the original that has marked/stamped cancelled/void either. Is this legal? It is, after all, still a viable document for all intents and purposes is it not? I Would welcome any input on this matter.
PeregrineFalcon
What is the name of your state? CA
We recently applied for a Refinance loan with a new bank. It was approved, but then subsequently cancelled within the three day cancellation period due to personal reasons. The bank will not return to us the notarized, signed Trust Deed that was executed by us, as per my request. It was a 1st TD. They state that they are required to keep it for their records. They will not give me a notarized copy of the original that has marked/stamped cancelled/void either. Is this legal? It is, after all, still a viable document for all intents and purposes is it not? I Would welcome any input on this matter.
PeregrineFalcon
Last edited: