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01-22-2006, 01:16 PM
| | Junior Member | | Join Date: Jan 2006
Posts: 2
| | | CAn I get Money back from stopping a Refinace? What is the name of your state?IN I put $600.00 to lock in my mortage rate with a internet loan offer. I decided not to get loan afterall, I never let co know of my intentions except via my credit card co to disput the charges. I was over the 3 day rule also. Will I get my money back? | 
01-22-2006, 01:32 PM
| | Senior Member | | Join Date: Aug 2005 Location: St. Odo of Cluny Parish
Posts: 27,494
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Originally Posted by R7860 What is the name of your state?IN I put $600.00 to lock in my mortage rate with a internet loan offer. I decided not to get loan afterall, I never let co know of my intentions except via my credit card co to disput the charges. I was over the 3 day rule also. Will I get my money back? | Read your agreement to find out what it says about this situation.
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01-22-2006, 01:39 PM
| | Senior Member | | Join Date: Jun 2000 Location: Somnambulist University
Posts: 36,806
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Originally Posted by R7860 Will I get my money back? | Based on your post, no.
And though MIGHT you have the right to dispute the charge on your credit card (depends on location of merchant), it is likely that the charge would be reinstated as a valid charge.
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01-22-2006, 11:57 PM
| | Senior Member | | Join Date: May 2000 Location: Catatonic State
Posts: 71,241
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Originally Posted by JETX Based on your post, no.
And though MIGHT you have the right to dispute the charge on your credit card (depends on location of merchant), it is likely that the charge would be reinstated as a valid charge. |
**A: yes, I agree, especially when the lender proves to the credit card company that you did not cancel the refinance within the 3 day right of rescision period. | |
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