undefinedWhat is the name of your state? California
My husband lost his job one week before we had our son and then I was laid off before returning to work. Our home went into foreclosure. We stayed current with our 2nd, but have outstanding bills due to an incompetent attorney who didn't file all papers concerning a Chapter 13, (after receiving his $). Thank God our mortgage company took us out of foreclosure and gave us a modified loan. But I want to know if we can refinance our 2nd only, consolidating it with our debt (we have a lot of equity). We have very bad credit now and a bankruptcy discharge on our record. Is it possible?
My husband lost his job one week before we had our son and then I was laid off before returning to work. Our home went into foreclosure. We stayed current with our 2nd, but have outstanding bills due to an incompetent attorney who didn't file all papers concerning a Chapter 13, (after receiving his $). Thank God our mortgage company took us out of foreclosure and gave us a modified loan. But I want to know if we can refinance our 2nd only, consolidating it with our debt (we have a lot of equity). We have very bad credit now and a bankruptcy discharge on our record. Is it possible?