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Old 01-26-2009, 11:36 PM
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Join Date: Jan 2009
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Community Property and Refinancing

WA state
I purchased my home 16 years ago and would like to refinance to get a lower interest rate. The finance company is requiring my husband of 1 1/2 years to sign on the deed. We have kept all our finances separate and wish to continue to do so. The house is in my name only, he is not listed as income for the refinance and does not pay any part of the current mortgate. Is he required by WA law to sign, he doesn't want any part of it and I don't want him to have a name on this property.
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Old 01-27-2009, 06:25 AM
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Join Date: Feb 2007
Posts: 8,259
Required by law? No. But the lender is free to not to give you a loan in solely your name if they do not wish to. You might press them a little harder for a way around it (renunciation of marital rights to the property or such).
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