Complicated in NJ

[45Frank]

What is the name of your state (only U.S. law)? NJ
Nephew and now ex owned a home and were in trouble. I loaned money(my problem different story). They separated and rented property for less then mortgage payment after being behind on the mortgage about 10 months. We agrees with Bank to pay some money and they re-adjusted payments. They were afraid to tell me that the tenant's money stopped coming after about 2-3 months and they paid what they could but not what was agreed to.(I thought) So I just mosey on over and the tenant insists he's paying and my nephew and wife are full of well you know what.
So now many months go by and I figured they couldn't be trusted and I lost my money. The entire time the BANK GOT their money, more when adding the rent from the tenet and what they were sending in, The bank had contacted the renter and informed him to send them the rent. How could they do this? No one has ever been to court or title change nothing. They only received a letter now stating they had to vacate the premises and they house basically was no longer there's. The bank was sending the paper work to the tenant with the tenant's name as if they were the owners.
My nephew and the ex paid what was agreed to, I paid the lump sum agreed to and they just went forward anyway and foreclosed is this legal or possible?
Also why would they contact the tenant as the owner instead of my nephew and his wife?

 

[nextwife]

Have you reviewed the court record: what was filed, what the default was, and when? Because I don't think you are getting the whole story.

 

[45Frank]

I know this is a long old thread but I figure I would update.
First I will admit my nephew and ex are idiots. Now that's out of the way. They just let things go after months of back and forth, the end.
The renter somehow ended up with the house using the rent he sent in to the bank as a deposit which from beginning to end was a good sum since he was paying around a thousand a month in rent and this took nearly two years. I never figured that out or thought it was possible?
They after a while just walked away after between what I loaned them and what they paid and the rent taken was more then what they were behind. They both insisted the renter was involved with the bank and I did see the papers they wanted me see.
Oh well lesson learned. Oh and the worse part is the house was still worth about what they owed.