Deed Question

[wdawlaw]

What is the name of your state (only U.S. law)? VA

I am on the deed to our house but not on the loan. I have a judgment from a credit card company on me alone. They levied our joint account.
Can they levy the deed to our home or the personal property inside? What is considered personal property?

[JETX]

Originally Posted by wdawlaw

I have a judgment from a credit card company on me alone. They levied our joint account.
Can they levy the deed to our home or the personal property inside?

"Levy the deed"? No such thing.
Place a lien on the property and/or your name?? Yes.

Simply, a judgment creditor can seize/levy/lien and non-exempt property in your name as allowed by your state laws.

What is considered personal property?

personal property
n. movable assets (things, including animals) which are not real property, money or investments.

[HomeGuru]

OP, you are not in a very good position.

[JETX]

Originally Posted by HomeGuru

OP, you are not in a very good position.

Yep. Something to do with a barrel... and KY.

[Prima Facie]

Hi wdawlaw.

Who do you own the house with? Your spouse? Do you know whether you own the house as a tenancy by the entirety? The deed should specify. If the answer is yes, then your creditors will not be able to go after the house.

I wish you luck.