defrauded on home mortgage

[jsimone6]

it is very complicated but here are some of the facts:

We did not recieve all of our money at the closing
The name of the brokerage was altered
We were promised a specific interest rate at closing, but they altered it and gave us a higher rate. Next we got a letter in the mail stating that they would send us a check every month making up the difference of the interest rate. That lasted about 3 months. After that no more checks came.
Our house was over appraised, the loan is higher than the actual value of the house.

They are backed by wells fargo. I think this is a serious case. We have all of the evidence! but we can't find anyone in the entire pittsburgh area that knows what to do.

We contacted the department of banking but they really cant even do much. We want our mortgage stopped until this is settled, and only a lawyer can do that.

[Some Random Guy]

You need a lawyer if you want to sue them for fraud related to the changes to your mortgage documents.

We did not recieve all of our money at the closing

Where is the title company and your real estate agent/ attorney in all of this? This should never happen

The name of the brokerage was altered

If changed before you signed the documents, I don't see the problem here.

We were promised a specific interest rate at closing, but they altered it and gave us a higher rate.

Once again, if they changed the interest rate before you signed, then that's the rate you get.

Next we got a letter in the mail stating that they would send us a check every month making up the difference of the interest rate. That lasted about 3 months. After that no more checks came.

I'm shocked you got anything if your mortgage documents show the higher rate.

Our house was over appraised, the loan is higher than the actual value of the house.

That is your own fault for not getting an appraisal. Decreasing home values are common right now, so it is not surprising that you are underwater on your mortgage.

We want our mortgage stopped until this is settled, and only a lawyer can do that

Not gonna happen.

[seniorjudge]

Originally Posted by Some Random Guy

You need a lawyer if you want to sue them for fraud related to the changes to your mortgage documents.



Where is the title company and your real estate agent/ attorney in all of this? This should never happen


If changed before you signed the documents, I don't see the problem here.


Once again, if they changed the interest rate before you signed, then that's the rate you get.


I'm shocked you got anything if your mortgage documents show the higher rate.


That is your own fault for not getting an appraisal. Decreasing home values are common right now, so it is not surprising that you are underwater on your mortgage.


Not gonna happen.

srg, you've been defrauded too; this is a double post:

[url]http://forum.freeadvice.com/showthread.php?t=408599[/url]

[jsimone6]

Well some random guy, it turns out you dont know the law at all. My case is going to court, the brokerage firm is going nuts trying to give me 30 thousand dollars to get out of the problem and my attorney that I found says they DID DE-FRAUD ME ON ALL THE TERMS YOU SAID THEY DIDNT and im due back about 62 thousand dollars. Im leaving this board noone knows anything.

[Zigner]

Originally Posted by jsimone6

Well some random guy, it turns out you dont know the law at all. My case is going to court, the brokerage firm is going nuts trying to give me 30 thousand dollars to get out of the problem and my attorney that I found says they DID DE-FRAUD ME ON ALL THE TERMS YOU SAID THEY DIDNT and im due back about 62 thousand dollars. Im leaving this board noone knows anything.

Great! I'm glad that, in the last 3 business days, you had SOOOO much progress on your case

[seniorjudge]

Originally Posted by Zigner

Great! I'm glad that, in the last 3 business days, you had SOOOO much progress on your case

Hey, Zinger! They work fast in ... uh ... well, whatever place on planet earth the OP is from!

Pittsburgh area.

Oh...okay.

Kansas.

[Some Random Guy]

Well some random guy, it turns out you dont know the law at all

Oh really? Well lets look at my first statement:

You need a lawyer if you want to sue them for fraud related to the changes to your mortgage documents.

And what did you do? You got your lawyer to sue them for fraud? Hmmm. I guess I don't know jack.

Where is the title company and your real estate agent/ attorney in all of this?

If changed before you signed the documents, I don't see the problem here.

I'm shocked you got anything if your mortgage documents show the higher rate.

So that's one direct question and two indirect ones which ask you what your mortgage really shows.

Quote:
We want our mortgage stopped until this is settled, and only a lawyer can do that

Not gonna happen.

Besides "get a lawyer and sue them", that's my only other advice here. So, when you sued them, did they send you a written document telling you to stop paying your monthly mortgage payments? Hmm?

[seniorjudge]

So, when you sued them, did they send you a written document telling you to stop paying your monthly mortgage payments?


Sure...they're not in Kansas anymore, Toto!