Determining the REAL owner of a home?

[TomJohnson]

What is the name of your state? NV

Hello,

I'm very concerned about a matter, and hopefully, someone can help me.

I have a friend who is seeing a male individual who is currently married. This male is living in a house currently owned, according to county records -- I have copies of the deed, tax accessor info, everything filed for this home -- by his wife and her mother (50/50). The mother's share was recently put into a family trust. This male individual claims to my female friend that 50 percent of the home was given to him last year. Is this doubtful, considering nothing is showing up at the recorder's office showing this male owning any percentage of the property? In addition, this male signed what amounted to a quit claim 5 years ago, of which I have a copy, disclaiming all interest in the property, signing it over to the wife/her mother when the home was transferred from the builder.

Also, this male individual claims to be refinancing for a larger loan to pay off bills, using his income on the application. The wife does not work. How can this be possible given this male individual is nowhere on the current deed?

Furthermore, this male claims that certain docs haven't been filed with the county, and that he claims to have them in his possession. Is this even possible?

Finally, this male claims to be making the mortgage payments and that this proves he has interest in the property.

I understand this is a bit confusing, but my intuition is telling me this male individual is not being honest.

I've been told it's highly probable this individual is not being truthful... I hope someone can confirm my suspicions.

Thank you

[JessiesGirl]

Why does your friend care? Is her married boyfriend saying he is planning to leave his wife for her? If so, is he promising her that she can move into "his" house when he gets his wife out?

Nothing good will come of this. He IS probably lying. If he can't prove he is on the deed to the property, then he probably is not on the deed. Your friend needs to move on and find a man who is not a lying, cheating, piece of ****.

I would bet dollars to donuts he is lying about many, many other things as well.

[LindaP777]

Is there a question in there???

[TomJohnson]

Hi,

Let me begin by apologizing for not being clear on a few of my concerns and questions.

First of all, my friend's boyfriend says he intends to leave his wife. He has said that he hopes to get at least half the house, maybe all of it. This way, my friend and he could eventually move into the home.

My questions are as follows:

1) He signed a quit claim disclaiming all interest in the property 5 years ago. No other document has ever been recorded in my county since that date showing his name and/or signature. He claims to have secret docs showing that he was given half the property last year, docs that for some unknown reason were not recorded. Is this likely a lie considering nothing has ever been recorded??

2) He claims to be refinancing at this moment so that he can pay off his wife's bills before leaving her; however, as he is not on the deed recorded with the county AND is not on the original mortgage of 5 years ago, how can HE refi?? He claims to be paying the mortgage... who knows. The wife's mother is well off and I have confirmed that the property tax bill is mailed to her home address in CA.

3) The deed shows only the wife and her mother, with the mother just recently putting her 50 percent share into a trust. Doesn't he need to be on the deed in order to refi?? I know it's possible to be on a deed and not on the mortgage, but not the other way around.


My friend has been told many things by this guy, many of which include the wife cheating, etc, and I'm at a point where I have doubts about most everything he's telling her.


Thank you

[jpathfynder]

2) He claims to be refinancing at this moment so that he can pay off his wife's bills before leaving her; however, as he is not on the deed recorded with the county AND is not on the original mortgage of 5 years ago, how can HE refi?? He claims to be paying the mortgage... who knows. The wife's mother is well off and I have confirmed that the property tax bill is mailed to her home address in CA.

Where I live, a refinance would initiate a title search to see who owns the collateral of the loan... and typically at this point, if he has a quit claim deed, he'd be required to record it.

Anyway, the best advice you could get has already been given:

Your friend needs to move on and find a man who is not a lying, cheating, piece of ****.

[TomJohnson]

Thanks for the help.

I'll assume the answers to my questions would indicate he's lying.