foreclosure during closing of sale

[catspjs]

Hi, I owned a house in North Dakota. It was awarded to me in my divorce. Unfortunately, shortly after the divorce I was diagnosed with multiple sclerosis, depression and PTSD. I lost my management position, was demoted and eventually was forced onto social security disability. After struggling for several months to keep up my payments, foreclosure was imminent. I found a realtor to sell my house at a loss to me (I would walk away with $1,000-2,000. I was told that since we had a buyer, the realtor would work with the mortgage company to delay the foreclosure. In the middle of closing on the deal, the mortgage was foreclosed on, and I was given notice (tacked on door by my realtor--now working for the lender) to vacate within 30 days. My realtor told me that some "paper" failed to be filed, and that's why the lender foreclosed. I was too depressed and overwhelmed by my life at the time to even know what to do. I moved out of my home with my 3 children, and never looked back. My question to you is what the heck happened? I felt then, and still feel, that someone dropped the ball. Was it me? Or did my realtor mess up? Were they to blame? Is there any recourse? I suppose it's too late now, anyway, this occurred 6 years ago. I still miss my home, but I don't miss ND.

"...Was it me? Or did my realtor mess up? Were they to blame? Is there any recourse?..."

I do not think this post is about land, is it?

Please check with your doctors to make sure you are still doing okay.

Post back and tell us your progress....

[catspjs]

It absolutely has to do with my foreclosure. Your response was insulting; I gave a brief background by way of explaining why I didn't follow up at the time it happened. My house was foreclosed on in the middle of closing a sale. The realtor had informed me they were getting some kind of delay with the mortgage company. He later told me there was a glitch in filing some paperwork, and the lender had foreclosed, in spite of us being a day away from closing the sale. I want to know what happened. Did the realtor do something wrong? And I'm doing very well, thank you.

"...Your response was insulting...."

You are wrong. Just like your failure to take action was wrong back then. Because you did not take action, you agreed with what happened.

[HomeGuru]

Originally Posted by catspjs

It absolutely has to do with my foreclosure. Your response was insulting; I gave a brief background by way of explaining why I didn't follow up at the time it happened. My house was foreclosed on in the middle of closing a sale. The realtor had informed me they were getting some kind of delay with the mortgage company. He later told me there was a glitch in filing some paperwork, and the lender had foreclosed, in spite of us being a day away from closing the sale. I want to know what happened. Did the realtor do something wrong? And I'm doing very well, thank you.

**A: explain what the glitch and specific paperwork was.