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  #1  
Old 05-24-2009, 04:22 AM
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Foreclosure nightmare

What is the name of your state (only U.S. law)? OH
My mortgage company filed for a foreclosure over $3.00. As soon as we found out we made every attempt to fix their mathematical error but they wouldn't even talk to us. By the time we were able to sort everything out the foreclosure had been set for an auction date. It was, of course, stopped but it is still on my credit. Can I get that off?
  #2  
Old 05-24-2009, 01:51 PM
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An attorney can do wonders for that. If you cannot afford an attorney contact legal aid and ask if they can find someone to help you through the Save the Dream program.
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  #3  
Old 05-26-2009, 10:41 AM
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You can also file a complaint with the 3 credit bureaus. They will investigate and negative reporting can be removed if justified.
  #4  
Old 05-26-2009, 05:55 PM
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Quote:
Originally Posted by HUD-1 View Post
You can also file a complaint with the 3 credit bureaus. They will investigate and negative reporting can be removed if justified.
which would be useless in this case...

The lender has already determined it was a foreclosure, they will just confirm that it is indeed reporting correctly...

OP needs to contact a lawyer OR speak directly to the lender... Once the OP can get the lender to agree it was a mistake and provide written documentation of such, than OP can contact the credit bureaus or have the lender do so themselves.

Its will be a classic case of the left hand now knowing what the right hand is doing...
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Alaska landlord, please don't reply further to my thread, you'll just turn it into another pissing match.
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  #5  
Old 05-26-2009, 06:36 PM
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Quote:
Originally Posted by santi_c0 View Post
What is the name of your state (only U.S. law)? OH
My mortgage company filed for a foreclosure over $3.00. As soon as we found out we made every attempt to fix their mathematical error but they wouldn't even talk to us. By the time we were able to sort everything out the foreclosure had been set for an auction date. It was, of course, stopped but it is still on my credit. Can I get that off?
**A: I am sure that there is a lot more to this story.
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