Fraud by my ex husband

[anneone98]

What is the name of your state? Iowa
In October of 2007 I discovered that my husband was taking out credit cards in my name and using them for gambling purposes at casinos. He had also taken out a line of credit using the house as collateral, he borrowed $119,000, the bank approved the loan. The bank allowed my husband to remove the paperwork from the bank thinking he was going to have me sign, he forged my name and returned the contracts to the bank, the bank made the loan without noterizing my signature, they used the ID they had on hand from a safety deposit box signature card that had my drivers license as verification, my husband brought the safety deposit box paperwork home and I signed he returned that to the bank, I have never been in the bank, the bank could have easily recognized that the signature on the loan contracts were different from the signature card if they had checked. They made the loan and put a lien on the house, my husband is not on the deed to the house, again they did not verify. I divorced my husband in December of 2007. I divorced on the recommendation of my attorney. The dovorce was to elimanite myself from any of the debit that my husband owed, he had also taken out credit cards in his own name that were all maxed out . My ex husband filed for a chapter seven in February. The bk included all of his credit card charges and all of the fraudulently obtained cards in my name, also included the bank. The bank is trying to forclose on the house. The attorney representing the bank has contacted my attorney and had me sign my name 5 timed to verify my signature, they had a signature expert compare and the results were that they possibly could have been my signatures on the contracts. My attorney is now saying that my ex husband has to move out of the house, that will insure that the bank doesn't think that there is enclousen? involved.
I really need a second opinion on this. It would seem that the bank is trying to establish that they did everything correct and that they have grounds to forclose.
Anne McKayWhat is the name of your state? IOWA

[nextwife]

Originally Posted by anneone98

What is the name of your state? Iowa
In October of 2007 I discovered that my husband was taking out credit cards in my name and using them for gambling purposes at casinos. He had also taken out a line of credit using the house as collateral, he borrowed $119,000, the bank approved the loan. The bank allowed my husband to remove the paperwork from the bank thinking he was going to have me sign, he forged my name and returned the contracts to the bank, the bank made the loan without noterizing my signature, they used the ID they had on hand from a safety deposit box signature card that had my drivers license as verification, my husband brought the safety deposit box paperwork home and I signed he returned that to the bank, I have never been in the bank, the bank could have easily recognized that the signature on the loan contracts were different from the signature card if they had checked. They made the loan and put a lien on the house, my husband is not on the deed to the house, again they did not verify. I divorced my husband in December of 2007. I divorced on the recommendation of my attorney. The dovorce was to elimanite myself from any of the debit that my husband owed, he had also taken out credit cards in his own name that were all maxed out . My ex husband filed for a chapter seven in February. The bk included all of his credit card charges and all of the fraudulently obtained cards in my name, also included the bank. The bank is trying to forclose on the house. The attorney representing the bank has contacted my attorney and had me sign my name 5 timed to verify my signature, they had a signature expert compare and the results were that they possibly could have been my signatures on the contracts. My attorney is now saying that my ex husband has to move out of the house, that will insure that the bank doesn't think that there is enclousen? involved.
I really need a second opinion on this. It would seem that the bank is trying to establish that they did everything correct and that they have grounds to forclose.
Anne McKayWhat is the name of your state? IOWA

I'm curious who NOTARIZED your supposed signature? If they failed to have the doc notarized, they were highly negligent.

[anneone98]

The loan officer evidently notorized my signature even though I was not present.
anneone98

[LindaP777]

I've purchased many houses over the years with mortages and each and every time I have to show my ID at closing. This Bank was very negligent in their business practices and should be held accountable, not you. Have you pressed charges against your ex-husband? This is criminal activity and he should have to pay the price.

[FlyingRon]

That notary and who ever they are employed by are in for a world of hurt. Sounds like not just fraud by your ex, but fraud by the notary (unless they had someone doing a reasonable impersonation of you at the signing).