What is the name of your state? Florida
Due to the hurricane damage on my home in fall of 2004, I hired a roofing firm to completely remove and replace what was left of my roofing system. I agreed to pay them $5460.00 upon completion based upon their written quote which included all material types and labor to be furnished. At delivery of the materials, I paid them $2600.00 as agreed. The work was shoddy and significantly not up to code, although a county official apparently did a drive-by inspection and found the roof to be complete. In the process of the contractors work, they backed a 72,000 pound truck in upon my driveway and broke all of the sections. They also damaged a sliding type screen door panel on my garage, damaged the stucco finish on the homes exterior, and failed to correct errors and deficiencies. They approached me about final payment and I refused to pay until damage and repairs were made.
Ultimately, they applied a lien on my property and sued me for breach of contract. I obtained an attorney and answered their summons and filed a countersuit.
Now for my question....I have applied for a refinance loan and forgot about the lien as we feel it is a no-brainer that a court will rule in my favor with regard to their breach for lack of completion and documented damage to my property.
How can I continue with my refinance? I'm sure the lender will see the title has the lien on it. Is there a separate bond or surety that I can get that will remove the lien from my property so that I can get the refinancing as the rates are still low?
Due to the hurricane damage on my home in fall of 2004, I hired a roofing firm to completely remove and replace what was left of my roofing system. I agreed to pay them $5460.00 upon completion based upon their written quote which included all material types and labor to be furnished. At delivery of the materials, I paid them $2600.00 as agreed. The work was shoddy and significantly not up to code, although a county official apparently did a drive-by inspection and found the roof to be complete. In the process of the contractors work, they backed a 72,000 pound truck in upon my driveway and broke all of the sections. They also damaged a sliding type screen door panel on my garage, damaged the stucco finish on the homes exterior, and failed to correct errors and deficiencies. They approached me about final payment and I refused to pay until damage and repairs were made.
Ultimately, they applied a lien on my property and sued me for breach of contract. I obtained an attorney and answered their summons and filed a countersuit.
Now for my question....I have applied for a refinance loan and forgot about the lien as we feel it is a no-brainer that a court will rule in my favor with regard to their breach for lack of completion and documented damage to my property.
How can I continue with my refinance? I'm sure the lender will see the title has the lien on it. Is there a separate bond or surety that I can get that will remove the lien from my property so that I can get the refinancing as the rates are still low?