How does this work?

10-23-2006, 04:12 PM

dominator8 dominator8 is offline

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Join Date: Oct 2006

Posts: 1

How does this work?

I live in Virginia and filed banruptcy in June, 2006. I filed on my own, keeping my wife out of it. I was able to keep my home. Now, my wife has left me and I am unable to pay either the first or second mortgages by myself. My name is the only one on the primary mortgage but my wife has co-signed on the second mortgage. Both of our names are on the deed to the house. Foreclosure is my only option at this point. My question is: If there is a defficiency judgement after the foreclosure, who would it be against and would my current state of bankruptcy come under consideration?

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