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  #1  
Old 06-22-2008, 09:01 PM
Junior Member
 
Join Date: Jun 2008
Posts: 1

illegal foreclosure


What is the name of your state? missouri

ok here is the deal i am not a dead beat nor do i not want to pay my bills, i owned my home since 1998, with no mortgage problem.
i fell on hard times in workers comp case had no family with $ to help, so i was going to do a forbearance and have payments added back into loan with modification, the morequity company said they were sending a inspector out to make sure house was worth $ to redo loan.
was trying to keep up with bills but they would not accept partial payments.
i went to graduate from college and they came in my home and popped the locks i had received a paperwork from company 2 days before i went to graduate about being ok with forebearance
i come home to the locks changed
called cops they said not their problem
called mortage co a number of times have cell records for this, and no response never received a letter to tell me they were forclosing, finally got the realtor whom took over house to allow me in to get my items out of house.
i am not sure what to do.
not a paper was signed by me, never got notice other than the paperwork 2 days prior to this that everything was going as planned with forbearance and inspector shall be out within couple days. that is it.

is this illegal?

should i contact lawyer?

anyone know a good one in st louis missouri?

i never saw any newspaper , i never heard anything about a sale but someone is now moved into it.

i can not get anyone to respond to me.
  #2  
Old 06-23-2008, 09:54 AM
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Join Date: Feb 2007
Posts: 8,250
You should have gotten a certified letter 20 days before the sale. Did you dodge picking that up at the post office because it required a signature?

Your only option at this point is a lawyer.
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