Loan Modification

[caroline54]

What is the name of your state (only U.S. law)? California

I modified my loan in April of 09 and my payments went down from $2200 to $1457.96. I have been paying this new loan payment for 5 months when I received a bill saying that they had paid my taxes and I now need to make new payments of $2000.00 a month. Is this legal? I assumed they would get the taxes into the loan modification especially since the Loan amount went from 540,000 to 576,000 and it was unpaid principal balance??? I got my original loan in August of 2005 and I paid interest only, so in the loan modification it also has an amount for interest of $7962.70. I just spoke to someonw at Loss Mitigation at Chase (as WAMU when I modified) and she said they always search the title and pay the taxes and that should have been included in on the loan amount????

I then received a new loan payment coupon telling me to pay the entire amount and to include the payment coupon, or if you choose not to pay the shortage amount, no response is needed????

What are my legal rights. I cannot afford to pay another $600 amonth that is why I modified the loan.
Thank You,
Nancy Sherman