What is the name of your state? CA
hello, thanks for listening.
it has been two months since closing on our house and we've recieved the first official mortgage bill--it was quite different from what we expected. we asked our loan officer (who is in atlanta, GA) about it, and he agreed that it wasn't the loan he had sold us. we talked to the lender (IndyMac) and they disagreed.
we then searched our files and found the preliminary loan agreement (HUD1?) and the closing loan papers. to our surprise, they were, in fact, different from each other. at the time of closing (which was a day late thanks to IndyMac) we were in such a rush that we didn't read that contract as thoroughly as we had read the preliminary contract.
without going into further detail, i just want to know how much recourse do we have, having signed the closing agreement. can we take either the loan officer or the lender to court? would we have to?
is this too confusing?
hello, thanks for listening.
it has been two months since closing on our house and we've recieved the first official mortgage bill--it was quite different from what we expected. we asked our loan officer (who is in atlanta, GA) about it, and he agreed that it wasn't the loan he had sold us. we talked to the lender (IndyMac) and they disagreed.
we then searched our files and found the preliminary loan agreement (HUD1?) and the closing loan papers. to our surprise, they were, in fact, different from each other. at the time of closing (which was a day late thanks to IndyMac) we were in such a rush that we didn't read that contract as thoroughly as we had read the preliminary contract.
without going into further detail, i just want to know how much recourse do we have, having signed the closing agreement. can we take either the loan officer or the lender to court? would we have to?
is this too confusing?