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Old 05-01-2007, 01:13 PM
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Name on Deed, Not on Mortgage

What is the name of your state? South Carolina
If house was to foreclose, would it effect "my" credit. My name is on deed, but not on the mortgage. Someone pls. advise. Thanks.
  #2  
Old 05-02-2007, 05:20 AM
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No, it will not affect your credit.
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Old 05-02-2007, 11:26 AM
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Quote:
Originally Posted by lcannister View Post
No, it will not affect your credit.
Actually, it might improve it. It will improve the debt-to-asset ratio.
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Old 05-02-2007, 11:55 AM
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Quote:
Originally Posted by FlyingRon View Post
Actually, it might improve it. It will improve the debt-to-asset ratio.
How? If his name is not on the mortgage, he doesn't have any debt (associated with the mortgage) on his credit report?
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