Home     Law Advice     Insurance Advice     Community    
Go Back   FreeAdvice Legal Forum > REAL ESTATE LAW > Mortgages, Refinancing & Foreclosure
Reload this Page Please, help me

Powered by Attorney Pages


  Find An Attorney In Your Area    
 

Reply
 
LinkBack Thread Tools Rate Thread Display Modes
  #1  
Old 04-29-2006, 06:24 PM
Junior Member
  
Join Date: Sep 2005
Posts: 8

Please, help me

What is the name of your state? Kentucky

My husband and I refinaced his house 2 y.ago, my name is on the loan papers. We have also and 2nd mortgage. Now we are going to divorce and he told me, if i leave the house i still have to pay half of the house payments untill the house would be sold. It means i have to live there, because i can`t afford to pay those payments plus some rented one...I don`t know what to do, pls,advise me...
thanks!
  #2  
Old 04-29-2006, 06:27 PM
Junior Member
  
Join Date: Apr 2006
Posts: 12
Quote:
Originally Posted by darla61
What is the name of your state? Kentucky

My husband and I refinaced his house 2 y.ago, my name is on the loan papers. We have also and 2nd mortgage. Now we are going to divorce and he told me, if i leave the house i still have to pay half of the house payments untill the house would be sold. It means i have to live there, because i can`t afford to pay those payments plus some rented one...I don`t know what to do, pls,advise me...
thanks!

My response:

Advise you about what?

IAAL
  #3  
Old 04-29-2006, 06:29 PM
Senior Member
  
Join Date: Apr 2004
Location: Bay Area, CA
Posts: 10,190
[quote=CalifAtty-14]My response:

Advise you about what? Hmm, maybe on how to keep to one story.
IAAL

[url]http://forum.freeadvice.com/showthread.php?t=272899[/url]


darla61
Junior Member Join Date: Sep 2005
Posts: 5

mortgage and ownership

--------------------------------------------------------------------------------

state Kentucky

I got married for american 4 years ago. An Year ago we refinanced the house we live (he`s got this house 13 years ago) and he told me that both names on the mortgage are enough for me to feel as an owner, because we pay it together. But on the title is only his name. Could you answer me, please, am I right to suspect him, or not?
Thank you!
__________________
It is our unanimous opinion that you are damn right and it should be obvious to any moron that your (ex) (SO’s ex) (boss) (landlord) (local police) should be immediately (jailed) (fired) (reprimanded) (arrested) (demoted) (shot) (evicted).
In fact, you are so astonishingly correct in this matter, it will not surprise us one bit if you are offered a generous settlement, because, by golly, that’s just how it should be.

You Rock,
Love,
Us
  #4  
Old 04-29-2006, 06:33 PM
Junior Member
  
Join Date: Sep 2005
Posts: 8
I am sorry, i missed the point..
if my name is on the loan papers, not on the deed, what are my responsibilties to the house? i think he just told me that to scare me not to leave him.
sorry again for my broken english.
  #5  
Old 04-29-2006, 06:37 PM
Junior Member
  
Join Date: Apr 2006
Posts: 12
Quote:
Originally Posted by darla61
I am sorry, i missed the point..
if my name is on the loan papers, not on the deed, what are my responsibilties to the house? i think he just told me that to scare me not to leave him.
sorry again for my broken english.

My response:

You can stay or go. It makes no difference. But, like you've been told on your other post, you are legally obligated to make payments on the mortgage, and that's because your name is on the loan papers. You have NO ownership interest in the property; only an obligation to pay.

Your husband was very smart and you, my dear, are Kentucky Stupid.

IAAL
  #6  
Old 04-29-2006, 06:38 PM
Junior Member
  
Join Date: Sep 2005
Posts: 8
yeh, it was my posting last year. The missunderstandigs got more and more.
  #7  
Old 04-29-2006, 06:42 PM
Junior Member
  
Join Date: Sep 2005
Posts: 8
That is right, I am in USA from 4,5 years I was so trustful (stupid).And i have to pay now.
THANK YOU.
Reply

« Previous Thread | Next Thread »


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes Rate This Thread
Linear Mode Linear Mode
Rate This Thread:

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
BB code is On
Smilies are On
[IMG] code is Off
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are On
Forum Jump

All times are GMT -5. The time now is 07:02 AM.

Contact Us - FreeAdvice - Archive - Privacy Statement - Top

IMPORTANT NOTICE
THE VIEWS EXPRESSED ON THIS PAGE WERE NOT REVIEWED BY THE EDITORIAL STAFF OR ATTORNEYS AT FREEADVICE.COM. Thousands of professionally prepared and reviewed questions and answers in 130 legal categories are to be found at the Question and Answer pages at FreeAdvice.com.
FreeAdvice Forums are intended to enable consumers to benefit from the experience of other consumers who have faced similar legal issues. FreeAdvice does NOT vouch for or warrant the accuracy, completeness or usefulness of any posting or the qualifications of any person responding. Use of the Forums is subject to our Terms and Conditions which prohibit advertisements, solicitations or other commercial messages, or false, defamatory, abusive, vulgar, or harassing messages, and subject violators to a fee for each improper posting. All postings reflect the views of the author but become the property of FreeAdvice. Information on FreeAdvice or a Forum should not be relied upon and is not a substitute for advice from an attorney licensed in your jurisdiction who you have retained to represent you. To locate an attorney visit AttorneyPages.com. Copyright since 1995 by Advice Company. All Rights Reserved.