quit claim deed-CA

[osuziqgoodrich@]

My husband and his sister jointly owned our current home prior to our marriage. In 1975, a quit claim deed was accomplished by them, removing her name from the home. In 1980, a quit claim deed was filed adding my name to the home, thus making the home our joint property. Fast forward to present day. My husband has since become permanently disabled, and i am attempting to refinance our home. I have durable power of attorney.
While in the process of my loan application, the loan officer has informed me that my husbands sister is still on the title of our home. The loan officer states that there is no record of the quit claim deed being filed in 1975, as i sit here with the original notarized form that states date time and place it was recorded.
Is it possible for her to have been placed back on the title of our home without my knowledge because after some searching, i have found a "reconveyance" involving the two of them as recent as 2004....what is that? The odd thing is that she has remarried multiple times, yet the name she used in 2004 is not her current name, but it is the same name used when she was on the title of our home.
Basically i would like to know if it is possible for someone to make changes to or anything else for that matter to our property without BOTH of our consent?
How can i obtain information regarding my husbands "secret" financial dealings?What is the name of your state (only U.S. law)?

[FlyingRon]

Now you realize how poor quit claims are and why you should always get owners title insurance when acquiring property.

It's possible your husband quit claimed back to her, but the validity of that is suspect even if it occurred. However, any such filing won't erase the previous recordings. You should get the title searched which will indicate all the deeds that have happened over time. It's probably worth having a lawyer straighten this mess out for you.

[justalayman]

Originally Posted by osuziqgoodrich@

The loan officer states that there is no record of the quit claim deed being filed in 1975, as i sit here with the original notarized form that states date time and place it was recorded.
)?

then check the county recorders office to verify it was recorded. Mistakes have been made before.

to the re-deeding back to the sister; who is/are the grantor(s) and who is/are the grantee(s)? You also do not state how title is/was held when the quit claim to you was effected. Not that it would neccessarily make a difference in your situation, it could change how title is now held and subsequently affect any rights of survivorship that you may have had should your husband die.

[HomeGuru]

Originally Posted by osuziqgoodrich@

My husband and his sister jointly owned our current home prior to our marriage. In 1975, a quit claim deed was accomplished by them, removing her name from the home. In 1980, a quit claim deed was filed adding my name to the home, thus making the home our joint property. Fast forward to present day. My husband has since become permanently disabled, and i am attempting to refinance our home. I have durable power of attorney.
While in the process of my loan application, the loan officer has informed me that my husbands sister is still on the title of our home. The loan officer states that there is no record of the quit claim deed being filed in 1975, as i sit here with the original notarized form that states date time and place it was recorded.
Is it possible for her to have been placed back on the title of our home without my knowledge because after some searching, i have found a "reconveyance" involving the two of them as recent as 2004....what is that? The odd thing is that she has remarried multiple times, yet the name she used in 2004 is not her current name, but it is the same name used when she was on the title of our home.
Basically i would like to know if it is possible for someone to make changes to or anything else for that matter to our property without BOTH of our consent?
How can i obtain information regarding my husbands "secret" financial dealings?What is the name of your state (only U.S. law)?

**A: get a current title report and post back.