Refinance

[Shanereh]

What is the name of your state? Maryland

I've refinance my mortgage several times, on company in particular Ameriquest Mortgage, have contacted me to say that I owe them almost five thousand dollars. I have received from the courts filed my Ameriquest stating that my account was paid in full, but they are saying that I had returned checks on my account after they were paid off. BUT, here is the problem, I've refinance twice since then, how could I possibly owe then any monies? And another thing they have sent me several refund checks. How should I handle this?

Originally Posted by Shanereh

What is the name of your state? Maryland

I've refinance my mortgage several times, on company in particular Ameriquest Mortgage, have contacted me to say that I owe them almost five thousand dollars. I have received from the courts filed my Ameriquest stating that my account was paid in full, but they are saying that I had returned checks on my account after they were paid off. BUT, here is the problem, I've refinance twice since then, how could I possibly owe then any monies? And another thing they have sent me several refund checks. How should I handle this?

Standard answer on expired SOL and/or validation and/or dispute letters.

SOL
[url]http://www.bcsalliance.com/y_debt_sol.html[/url]

[url]http://www.fair-debt-collection.com/Disputing_Collections/SoL-dispute-letter.html[/url]


Validation letter samples you can get at :
[url]www.creditinfocenter.com[/url]
and [url]www.creditboards.com[/url]


Disputes: You can write a letter of dispute to the three credit reporting agencies.

Go this website to find instructions and samples for how to dispute: [url]http://www.creditinfocenter.com/creditreports/[/url]

Sometimes errors are easy to remove and sometimes they stick like glue. It is inexpensive to try and not difficult.

I am NOT a creditor-debtor lawyer; stand by for further help.

I am NOT vouching for the accuracy of these websites!