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04-23-2008, 04:01 AM
| | Junior Member | | Join Date: Mar 2008
Posts: 2
| | Refinancing to get Ex out I am currently in the process of refinancing the mortgage on my house to get my Ex's name off the loan and title. I made the stupid mistake of purchasing the house with my boyfriend, and we signed an agreement with my lawyer stating that if we were to break up one of us would either buy the other out or we would put the house up for sale, each taking out what we put into it first and then splitting any leftover equity. Well I currently have around 100k into the home and he has nothing. The house has been up for sale for months and if it sold for what it is currently listed then I would end up losing about 10k. When I first started the refinance process my ex was fine with not getting anything (it's a stretch for me to qualify for the current loan amount let alone taking out any more to give him anything, plus if it sold he wouldn't get anything anyway) but now he is saying that even if I do get the loan in my name that he won't sign the papers to take his name of the title unless I pay him money (the amount he wants changes regularly from 2k-5k) My question is, I am guessing I will have to go to court to force him off the title and I'm just wondering if anyone knows how judges usually handle these situations? I am doing everything I can to get out of this crappy situation and he is doing everything he can to make it as difficult as possible. Please help!
P.S. anyone thinking about buying a house with a boyfriend DON'T DO IT!!! Stupidest thing I've ever done!
Any advice on anything I can do would be much appreciated! | 
04-23-2008, 01:32 PM
| | Senior Member | | Join Date: Feb 2007
Posts: 4,978
| | | Going to court will cost you as much as he is asking. Give him a lowball offer to buy out his interest in exchange for a little cash plus release from the mortgage and see where that gets you. | |
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