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10-14-2005, 07:35 PM
| | Junior Member | | Join Date: Oct 2005
Posts: 3
| | | Second mortgage foreclosure What is the name of your state? AR
I declared bankruptcy in 2000 and havent paid the second mortgage since but Im current with the first mortgage. Can the second mortgage foreclose? They have sent many court documents but I havent responded to any, mainly because I received shoddy consolidation home improvement work such as carpet
alarm system,and tile. This work has fell apart. | 
10-14-2005, 07:41 PM
| | Senior Member | | Join Date: Aug 2005 Location: St. Odo of Cluny Parish
Posts: 27,465
| | | Q: Can the second mortgage foreclose?
A: Yes. They have sent many court documents but I havent responded to any, mainly because I received shoddy consolidation home improvement work such as carpet
alarm system,and tile. This work has fell apart.
That is no defense to your non-payment.
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10-14-2005, 07:46 PM
| | Junior Member | | Join Date: Oct 2005
Posts: 3
| | | 2nd Mortgage Foreclosure Can I sell the house as is? | 
10-14-2005, 07:48 PM
| | Senior Member | | Join Date: Aug 2005 Location: St. Odo of Cluny Parish
Posts: 27,465
| | Quote: |
Originally Posted by MsJenfrmArk Can I sell the house as is? | If you can find a buyer, you can sell anything.
Just make a full and complete disclosure of everything.
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10-14-2005, 07:54 PM
| | Junior Member | | Join Date: Oct 2005
Posts: 3
| | | 2nd Mortgage Foreclosure I really dont know what to do. Ive owned this house for 11 years and everything is falling apart and I cant afford to make repairs or make the second mortgage. Im a single parent with 2sons your advice would be greatly appreciated. | 
10-15-2005, 03:38 PM
| | Senior Member | | Join Date: Aug 2005
Posts: 1,964
| | Quote: |
Originally Posted by MsJenfrmArk but I havent responded to any, mainly because I received shoddy consolidation home improvement work such as carpet
alarm system,and tile. This work has fell apart. | What on earth does this have to do with your obligation on the Second? | |
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