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  #1  
Old 11-29-2007, 03:39 PM
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Secong mortgage

What is the name of your state? Florida

I lost my job last few months ago but I was able to still send my 1st mortgage payment but I am 2 months behind on my second mortgage.

Can the second mortgage bank still foreclose on me and I loose the house even if I am not behind on my 1st mortgage????


Thank you for your help.
  #2  
Old 11-29-2007, 03:52 PM
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In a word, yes.
  #3  
Old 11-29-2007, 03:58 PM
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Do you know how long it takes in FL before they ask me to leave the house??? and do they give me enough time to move out after they ask me to vacate???
  #4  
Old 11-29-2007, 04:01 PM
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You will have to leave the day they have the auction.
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  #5  
Old 11-29-2007, 04:08 PM
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How long the process takes before the auction???? I am already 2 months behind on the 2nd mortgage and they are very rude and not willing to help at all.
  #6  
Old 11-29-2007, 04:13 PM
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Quote:
Originally Posted by lb11 View Post
How long the process takes before the auction???? I am already 2 months behind on the 2nd mortgage and they are very rude and not willing to help at all.
Do everything possible to get the second mortgage brought up to date.
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  #7  
Old 11-29-2007, 04:21 PM
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Thank you "SENIORJUDGE" for your advice but I am on this forum seeking help because I can not make the payments !!!!! If I coukd I would not be asking these questions.
  #8  
Old 11-29-2007, 04:22 PM
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Originally Posted by lb11 View Post
Thank you "SENIORJUDGE" for your advice but I am on this forum seeking help because I can not make the payments !!!!! If I coukd I would not be asking these questions.
How many places did you apply for work today?
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  #9  
Old 11-29-2007, 04:42 PM
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I am roofer, can you find me a job in Florida ???
I am a hard worker and never been out of a job, I am currently working for a courier company part time to be able to pay my priority bills and I am doing it by paying at least my 1st mortgage.
Who the hell you think you are to asking me if I have looked for a job lately, you are piece of s... keep your mouth shut and don't offer your help to anyone.
Keep your advices to yourself next time.

What an idiot !!!
  #10  
Old 11-29-2007, 04:46 PM
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"SENIORJUDGE" assumption is the mother of all screw up, have you heard that before?? if not maybe you need to us it a slogan in your life, you sure are a fake and a bigget.
Last edited by lb11; 11-29-2007 at 04:51 PM.
  #11  
Old 11-29-2007, 04:53 PM
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I am unsure if I know what bigget means ; or if you know what niggardly means...

[url]www.dictionary.com[/url]

As SJ said, you will have to vacate immediately when the house is sold - so make sure it is not sold.

The second mortgage holder is rude to you? Of course they are! They gave you money and you won't pay it back and if they foreclose they may not get all of the money back after paying their costs and the first mortgage.

The second mortgage holder could start foreclosure proceedings today if they wanted to. So find a way to get them some money ASAP or else they will start refusing partial payments an demand the balance of your loan.
  #12  
Old 11-29-2007, 04:55 PM
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Originally Posted by Some Random Guy View Post
I am unsure if I know what bigget means ; or if you know what niggardly means...

[url]www.dictionary.com[/url]

As SJ said, you will have to vacate immediately when the house is sold - so make sure it is not sold.

The second mortgage holder is rude to you? Of course they are! They gave you money and you won't pay it back and if they foreclose they may not get all of the money back after paying their costs and the first mortgage.

The second mortgage holder could start foreclosure proceedings today if they wanted to. So find a way to get them some money ASAP or else they will start refusing partial payments an demand the balance of your loan.

Well...now you've gone and hurt his feelings too.

You must be a bigget.
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  #13  
Old 11-29-2007, 04:59 PM
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Quote:
Originally Posted by Some Random Guy View Post
I am unsure if I know what bigget means ; or if you know what niggardly means...

[url]www.dictionary.com[/url]

As SJ said, you will have to vacate immediately when the house is sold - so make sure it is not sold.

The second mortgage holder is rude to you? Of course they are! They gave you money and you won't pay it back and if they foreclose they may not get all of the money back after paying their costs and the first mortgage.

The second mortgage holder could start foreclosure proceedings today if they wanted to. So find a way to get them some money ASAP or else they will start refusing partial payments an demand the balance of your loan.

seniorjudge knows what bigget means, I don't need to explain it, his type understand that word clearly.

Thank you for reply and thank you for being nice and proffesional in your post not a jerk like the seniorjudge, all I was asking is for help not a lesson from a bigget that thinks I am lazy citizen that is abusing the system.
  #14  
Old 11-29-2007, 05:00 PM
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I'm wondering why this guy is out of work and cant pay his bills, maybe its his attitude. I'm even thinking second mortgage holder may not be so rude, maybe debtor yelled and screamed at them and called them bigots too.
  #15  
Old 11-29-2007, 05:02 PM
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Quote:
Originally Posted by VeronicaLodge View Post
I'm wondering why this guy is out of work and cant pay his bills, maybe its his attitude. I'm even thinking second mortgage holder may not be so rude, maybe debtor yelled and screamed at them and called them bigots too.
I think you mean biggets.

Okay, poster, you're out of work and I asked you how many places you applied for a job today and you exploded.

See a problem there?
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