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08-13-2007, 07:26 PM
| | Junior Member | | Join Date: Aug 2007
Posts: 2
| | | Title Insurance that Incorrect and damage my family relationship What is the name of your state? Indiana
The process began over the telephone. I received a call by representative of a Finance company telling me I have been Pre- Approved for a loan on my property
An telephone Application was taken out by a Loan Officer. I told the loan officer my sister name is on the property also. Later in the week the loan officer called and told me the property was in my name only. After he asured me that I was the only one one the property I closed on the loan. Later I reviewed the closing documents and I found many errors .I paid for title insurance at the closing. Only later to find out my sister name is on the property also. The title company gave me untrue information and have told me they never gave me title insurance or a commitment to insurance. This have damage my relationships with my all sisters. My five sister have all chose to stick together.
I have all the documents to prove my case. I need help for an attorney. I am looking for legal advise and representation ASAP? | 
08-13-2007, 07:48 PM
| | Senior Member | | Join Date: Nov 2005 Location: I don't know. The guys with the keys won't say. I think it's top secret info.
Posts: 7,189
| | | click on the orange button to the right after filling out the info section.
it does sound like you ran across some fast talkers.
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My advice to you is to ignore my advice.
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08-13-2007, 08:20 PM
| | Senior Member | | Join Date: Jan 2003
Posts: 17,305
| | | And HOW do you know the title company said this on their commitment? Do you have,can you get, a copy of the alleged commitment? How do you know the LO didn't feed you a line about what the title company did?
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Adoptive parents ARE "real" parents. Sharing genes is not what makes you a "parent"!
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08-14-2007, 05:42 PM
| | Junior Member | | Join Date: Aug 2007
Posts: 2
| | | I have the documents I have the documents that substantiate I was given title insurance . The title company was there at the closing. Actually the closing was at the Title company office.
Last edited by Docks; 08-14-2007 at 05:44 PM.
Reason: I have the documents
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08-14-2007, 06:18 PM
| | Senior Member | | Join Date: Aug 2005 Location: St. Odo of Cluny Parish
Posts: 27,482
| | Quote:
Originally Posted by Docks I have the documents that substantiate I was given title insurance . The title company was there at the closing. Actually the closing was at the Title company office. | Exactly how did this title commitment damage you?
(I have to confess...I thought I'd heard everything till I read this thread!)
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08-14-2007, 06:42 PM
| | Senior Member | | Join Date: Jan 2003
Posts: 17,305
| | | Please open the commitment and READ the list of REQUIREMENTS that the title company set out that would allow you to mortgage the property. Look at Schedule B1. I suspect that the requirements sections calls for a deed from sis to you then a mortgage from you to lender.
__________________
Adoptive parents ARE "real" parents. Sharing genes is not what makes you a "parent"!
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