ANGELINA86
Junior Member
What is the name of your state (only U.S. law)? FL
During our divorce my ex and I shared a piece of property and he took an attached piece. I didn't realize it and thought an existing mortgage was on the one we shared and made half the payments for almost a year. It was then found the legal on all docs including title insurance belong to the one he took. The bank's attorney prepared and reviewed the docs with the same legal information. We had many properties, it was a difficult time for me and I took whatever he gave me getting a very short end of the stick. I stopped paying so my ex did too. The bank tried to force me into signing papers putting the mortgage on the shared piece. They now state they won't refi my business loans when they balloon in April unless I do this, knowing my ex ruined my credit and I can't get financing anywhere else. My name is on the mortgage and I offered to bring it current if they cooperated in getting it in my name as I wouldn't pay his mortgage but they said they were taking me to court. No payments have been made in 4 months but no action taken yet. Can they blackmail me like this? Just because they say it belonged to the shared one doesn't mean it did. Our settlement agreement is vague and doesnt list a mortgage, states we will share all expenses. My ex's divorce attorney is the bank's board director and did many shady things during the divorce and I'm sure this is another as they could foreclose on the property the legal belongs to. Is there anything I can or should do?What is the name of your state (only U.S. law)?
During our divorce my ex and I shared a piece of property and he took an attached piece. I didn't realize it and thought an existing mortgage was on the one we shared and made half the payments for almost a year. It was then found the legal on all docs including title insurance belong to the one he took. The bank's attorney prepared and reviewed the docs with the same legal information. We had many properties, it was a difficult time for me and I took whatever he gave me getting a very short end of the stick. I stopped paying so my ex did too. The bank tried to force me into signing papers putting the mortgage on the shared piece. They now state they won't refi my business loans when they balloon in April unless I do this, knowing my ex ruined my credit and I can't get financing anywhere else. My name is on the mortgage and I offered to bring it current if they cooperated in getting it in my name as I wouldn't pay his mortgage but they said they were taking me to court. No payments have been made in 4 months but no action taken yet. Can they blackmail me like this? Just because they say it belonged to the shared one doesn't mean it did. Our settlement agreement is vague and doesnt list a mortgage, states we will share all expenses. My ex's divorce attorney is the bank's board director and did many shady things during the divorce and I'm sure this is another as they could foreclose on the property the legal belongs to. Is there anything I can or should do?What is the name of your state (only U.S. law)?