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neighbor dispute

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CJ1

Junior Member
What is the name of your state (only U.S. law)? Florida
I received a letter from a law firm requesting my homeowner's insurance information. The firm was retained by a homeowner that I previously had a dispute with. Am I required to respond to this request? If so, how should I respond?What is the name of your state (only U.S. law)?
 


Antigone*

Senior Member
What is the name of your state (only U.S. law)? Florida
I received a letter from a law firm requesting my homeowner's insurance information. The firm was retained by a homeowner that I previously had a dispute with. Am I required to respond to this request? If so, how should I respond?What is the name of your state (only U.S. law)?
What type of dispute did you have?
 

CJ1

Junior Member
my apartment is directly above his and my unit had a minor leak where some water went into his unit. It was not neglegence on my part either-the leak was due to a faulty shut off valve. Aside from a small water spot on his ceiling, I did not see any damage. He, on the other hand, wanted to place blame on me for pre-existing damage which I was not responsible for and was looking for a payday. I have witness/photos and documented everything to support to support my side of the story. He did not have any insurance and at the time, neither did I as I just purchased the unit. We did not come to any resolution, so I am suspecting he is looking to take legal action against me.
 

Antigone*

Senior Member
my apartment is directly above his and my unit had a minor leak where some water went into his unit. It was not neglegence on my part either-the leak was due to a faulty shut off valve. Aside from a small water spot on his ceiling, I did not see any damage. He, on the other hand, wanted to place blame on me for pre-existing damage which I was not responsible for and was looking for a payday. I have witness/photos and documented everything to support to support my side of the story. He did not have any insurance and at the time, neither did I as I just purchased the unit. We did not come to any resolution, so I am suspecting he is looking to take legal action against me.
You pay your insurance premiums for occurrences such as this: Give the attorney your homeowner's insurance information.
 

Banned_Princess

Senior Member
my apartment is directly above his and my unit had a minor leak where some water went into his unit. It was not neglegence on my part either-the leak was due to a faulty shut off valve. Aside from a small water spot on his ceiling, I did not see any damage. He, on the other hand, wanted to place blame on me for pre-existing damage which I was not responsible for and was looking for a payday. I have witness/photos and documented everything to support to support my side of the story. He did not have any insurance and at the time, neither did I as I just purchased the unit. We did not come to any resolution, so I am suspecting he is looking to take legal action against me.
I suggest you let your insurance know about this claim immediately.

they will handle it. its their job.
 

strongbus

Member
OP you said apartment. Do you rent or is this a Condo where you own each floor?

If you rent then if it was a bad pipe then its the landlords fault and that be who the other guy should be going after.
 

154NH773

Senior Member
READ THE POST
He did not have any insurance and at the time, neither did I as I just purchased the unit
I suggest you wait until he takes action. You are not obligated to respond to his attorney.
 

tranquility

Senior Member
I'm not sure if I would respond or not.

Argument to respond:
The attorney is trying to see if he can get a quick settlement and/or if the OP can pay a judgment against him. Telling him there is no insurance will dash the attorney's hopes.

Argument not to respond:
If the other side knows the OP can't pay for representation, they may feel they can steamroller him in court.

Let the Force be the OP's guide.
 

HomeGuru

Senior Member
I'm not sure if I would respond or not.

Argument to respond:
The attorney is trying to see if he can get a quick settlement and/or if the OP can pay a judgment against him. Telling him there is no insurance will dash the attorney's hopes.

Argument not to respond:
If the other side knows the OP can't pay for representation, they may feel they can steamroller him in court.

Let the Force be the OP's guide.
**A: I like the Force.
 

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