badaddidudesgal
Junior Member
What is the name of your state? California
My mothers property was purchased back in 1974 and from the survey she had done in 1990, her neighbors behind her have encroached on her property from before she even bought it. Once purchased she was under the understanding that the fence was the property line. The title insurance and the surveyer both have the same description as to the measurements etc. which is not where the fence line is at all.
I know that in order to claim the encroached property she would have had to take care of it within a year of finding out about the encroachment and unfortunately let time pass. She is now close to death and it will go to her children but, as far as I understand it this would still create a clouded title if not legally taken care of.
My question now is this, since the title company insured this fenced in property to be hers and did not have it surveyed to see if the neighbors had part of her property, is it not their obligation to cover some part of the responsibilty for their error of not researching the property specs in the first place? Isn't that what title insurance is. . . . a guarantee that there are no liens against the property or encumbrances on the land?
I am assuming she has lost this 796 square feet of property from neglect in following through after the survey was done, even though it has not been legally dealt with yet.
Also if I am correct who would I go to deal with this problem with the title company as well as the problem of clearing up the clouded title?
Any help on this situation would be very much appreciated. Time now is of the essence.
Thank you.
My mothers property was purchased back in 1974 and from the survey she had done in 1990, her neighbors behind her have encroached on her property from before she even bought it. Once purchased she was under the understanding that the fence was the property line. The title insurance and the surveyer both have the same description as to the measurements etc. which is not where the fence line is at all.
I know that in order to claim the encroached property she would have had to take care of it within a year of finding out about the encroachment and unfortunately let time pass. She is now close to death and it will go to her children but, as far as I understand it this would still create a clouded title if not legally taken care of.
My question now is this, since the title company insured this fenced in property to be hers and did not have it surveyed to see if the neighbors had part of her property, is it not their obligation to cover some part of the responsibilty for their error of not researching the property specs in the first place? Isn't that what title insurance is. . . . a guarantee that there are no liens against the property or encumbrances on the land?
I am assuming she has lost this 796 square feet of property from neglect in following through after the survey was done, even though it has not been legally dealt with yet.
Also if I am correct who would I go to deal with this problem with the title company as well as the problem of clearing up the clouded title?
Any help on this situation would be very much appreciated. Time now is of the essence.
Thank you.