Happy Top of the morning to all of you,
Before I post my story, I would like to emphasize that I have beaten myself over the head about 50 times since yesterday and I am aware of my carelessness and stupidity, so please don't add to my "injuries".
Here is what happend. Yesterday I went to my bank (online) to check something on my bankstatement. For some reason, I began scrolling down (I know that the "for some reason" is already a reason to kick me") to look for a certain credit. As I did this I came across a deduction of $29.95 on 10/07/08 to a company that didn't ring a bell at all and I knew that I have not made any purchases in said amount and on said date. I conducted a search online about this company and came across ripoffreports.com and suddenly, after reading complaint after complaint after complaint on that site it came to me. About 1 year ago (okay that is where the beating myself up since yesterday comes into play) I ordered books from this company called Auctions for Income which was advertised on TV. I dialed a number, ordered the books, gave my credit/debit card information and that was it. The $29.95 that I found on my statement is from that company. My bank will only allow me to view the past 5 statements, which I did and each month, this company owned by Dave Espino has taken out the $29.95 and I am sure this has been going on since I ordered those books. There are tons of reports on ripoff.com about people who didn't just loose 100s of dollars but THOUSANDS to this company that is running a really good scam. Of course my bank isn't helpful and are willing to only refund me 3 months of these charges. I filed a claim with BBB which I doubt will do any good. I closed my debit card and am having a new one sent to me.
I called "Auctions for Income" to find out what the heck is going on. A gentleman (and I use this term loosely) advised me that he can stop the debits from my account but that I had agreed to this monthly deduction. I DID ? I HAVE ? HOW ? I advised him that I did not, that I simply picked up my phone receiver, dialed a number and ordered a product that was advertised on television. He stated that with doing that I agreed to the monthly deduction. FOR WHAT ? I DIDN'T RECEIVE ANYTHING FOR THIS MONTHLY DEDUCTION ? Mind you, that when you order these books based on the infomercial, there is no talk about a monthly deduction anything, it's a one time fee of $39.95 for the books and THAT'S IT.
There are MANY, MANY, MANY people out there that were robbed of their life savings by this company and there are many out there who find this monthly "donation" on their bank statements UNAUTHORIZED by them. Apparently this company or this Dave Espino moves his business around and somehow cannot be caught up with according to some of the reports on ripoffs.com. There are reports on that website from 2006 asking if there is a case for a class action suit but I see no updates on that. This indicates to me, that nobody has done anything about this company or simply doesn't know how to go about doing anything about this company.
This company has literally stolen money from my account (and YES I am aware that I was utterly stupid for not scrutinizing my bankstatements every single month) and no matter if I just realized this or not, the fact still remains that they STOLE from me. This company has stolen from hundreds and thousands of people and it appears there is no stopping them.
Is there any basis to filing a class action suit against this company and if yes, how would someone go about it ? This person, this company has to be stopped and should be called to justice. They need to be shut down, they need to reimburse every single person that they scammed and that they stole from and Dave Espino needs to be behind bars and pay for his crimes.
If anyone is interested in learning just how great the damage is that this company has caused, please feel free to view [url=http://www.ripoffreport.com]Ripoff Report: By Consumers, For Consumers[/url] and simply type "Auctions for Income" in the search option and you will find the terrible things that this person, this company has done.
They committed fraud, they stole.
Is there any chance of this becoming a class action suit ? Many people out there need help with this.
Thank You for your patience and thank you for reading my lengthy post.
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