IL; car bought from dealer in SD
I purchased a used vehicle from a dealership and paid both the deposit and final purchase price with a CC over paypal, thinking it afforded me some better protection.
When I found the vehicle on the dealer's site, he did not have the title in his name yet so I put the deposit down. When the title arrived 10 days later, I paid him the balance, again with a CC.
He provided a purchase agreement for me to sign which was dated the date of the deposit and included his $99 documentation fee.
I have asked him to sign a Bill of Sale for my records indicating the date of sale for the vehicle is when I paid the remainder balance and the price of the vehicle should not include his doc fee. This is what I use to show the date and purchase price for taxes to my DMV.
He is refusing to sign it, claiming a law prohibits him from signing multiple bill of sales due to fraud. He won't explain what the fraud, especially since the VIN of the car is the same. I contacted the DMV in his state and they told me the only time it would be fraud is if it were a different vehicle or a different price, etc. My Bill of Sale shows the exact vehicle with only the total price differing by his doc fee and the date of sale being the date of final payment and not date of deposit. In my eyes, he couldn't have sold me the car on the date of deposit because he didn't legally have Title to it.
I am not sure why he won't sign this for me. When I register and title the car in my state, they care when the car was bought, not when I put down a deposit.
So my questions are: Shouldn't a Bill of Sale be when the item is sold and ownership transferred? Any ideas why he won't sign it? He even told me I "wouldn't like the outcome" if I escalated the issue so for whatever reason this is a sore spot with him.
The payment was issued thru paypal which has already denied any dispute since it is a "virtual" sale, but I am wondering if initiating a chargeback to my CC claiming he is not providing me the paperwork I need would be a viable course of action.
All I want him to do is sign the Bill of Sale that I provide. I am not asking for any money at all back. He just flat out refuses.
I purchased a used vehicle from a dealership and paid both the deposit and final purchase price with a CC over paypal, thinking it afforded me some better protection.
When I found the vehicle on the dealer's site, he did not have the title in his name yet so I put the deposit down. When the title arrived 10 days later, I paid him the balance, again with a CC.
He provided a purchase agreement for me to sign which was dated the date of the deposit and included his $99 documentation fee.
I have asked him to sign a Bill of Sale for my records indicating the date of sale for the vehicle is when I paid the remainder balance and the price of the vehicle should not include his doc fee. This is what I use to show the date and purchase price for taxes to my DMV.
He is refusing to sign it, claiming a law prohibits him from signing multiple bill of sales due to fraud. He won't explain what the fraud, especially since the VIN of the car is the same. I contacted the DMV in his state and they told me the only time it would be fraud is if it were a different vehicle or a different price, etc. My Bill of Sale shows the exact vehicle with only the total price differing by his doc fee and the date of sale being the date of final payment and not date of deposit. In my eyes, he couldn't have sold me the car on the date of deposit because he didn't legally have Title to it.
I am not sure why he won't sign this for me. When I register and title the car in my state, they care when the car was bought, not when I put down a deposit.
So my questions are: Shouldn't a Bill of Sale be when the item is sold and ownership transferred? Any ideas why he won't sign it? He even told me I "wouldn't like the outcome" if I escalated the issue so for whatever reason this is a sore spot with him.
The payment was issued thru paypal which has already denied any dispute since it is a "virtual" sale, but I am wondering if initiating a chargeback to my CC claiming he is not providing me the paperwork I need would be a viable course of action.
All I want him to do is sign the Bill of Sale that I provide. I am not asking for any money at all back. He just flat out refuses.