paypal chargebacks
I'm in Arizona, and I don't know if I posted this in the wrong area. Ok, this summer a friend of my boyfriend, i'll call him dick, paired up with a guy who owned a junkyard selling parts on eBay. Because I have a PayPal business account, he asked if he could send me money thru paypal if I would get the cash for him from the atm, he would pay me a few dollars to cover the fees and for the trouble. My boyfriend had done it for him several times, and I didn't think anything of doing it. Over several weeks, Dick would send me money and I would give him the cash. He said he was waiting on his card, or that it had gotten lost etc etc. I had no reason to doubt him, I had never known Dick to be a liar in the years I had known him. Plus, my boyfriend had done some electrical work for the owner of the junkyard, so I knew Dick did actually work there doing the eBay thing. I also thought he wouldn't have been able to send money from the account if he wasn't authorized to. When he stopped calling me a few weeks ago, I assumed he had finally gotten the card situation handled and never gave it another thought. Today, i have a negative paypal balance due to chargebacks from that account. As a freelancer and artist I NEED my paypal account to get paid for work I've already done. Dick has been elusive, he's not at home and is not answering the phone. He sent only one text saying that he was authorized to use that account, that I'm not liable. I have no idea what my best course of action is. I don't want to ignorantly say something that could make me criminally and/or financially responsible, so I have not contacted paypal or the junkyard owner. Any advice on what my options are, what my next move should be would be greatly appreciated. Thank you so much for your time.