T
theoakdalen
Guest
What is the name of your state? CA
I found out 2 days ago that my wife wrote 4 bad checks to 3 different grocery stores totalling $496.46. A collection office ran by an attorney is handling this matter. They are attempting to recover not only the face value of each check, but also treble damages, interest, and mailing fees totalling $1953.86.
I wrote a letter to the attorney offering $683.85 to completely settle this matter. I hand delivered the letter, but an office worker refused to initial &/or sign my copy to evidence receipt of my letter, which I thought was silly since doing so didn't mean acceptance of my offer, just acknowledgement of receipt of my letter. After reading my letter addressed to the attorney, she told me she was not willing to acknowledge its receipt. She kept my original letter and said she would forward to the person handling the account. I asked her name and made note of the incidence on my copy. Immediately, I went to the post office and sent my copy of the letter certified (I resigned my copy so it would have an original signature and wrote the certified mail reference number at the top).
The person handling the case has threatened us with Superior Court action (neither my wife nor I have been served by a sheriff, as the person handling the case indicated should be happening soon). If they refuse my $683.85 offer, how will this play in Superior Court? Although my wife wrote the checks, I am being told I am equally responsible since we live in CA and it was a joint checking account. My offer covers the face value of all the checks and gives $214.39 to the attorney, but is this reasonable?
Any help would be greatly appreciated.
Here's what I wrote in my letter to the attorney dated 04/30/03:
I am in receipt of the itemization of charges your office provided me on 04/29/03 in the amount of $1953.86. After discussing this matter with my wife and taking into consideration the current state of our financial affairs, I am offering you $683.85 made payable in casher's check or money order to completely settle this account. Amy caught me off guard yesterday with her warnings and threats. I was not prepared to make an offer that would not further jeopardize our financial situation. With this said, I appreciate your time and consideration in accepting my above offer. I can be reached at XXX-XXXX if you have any questions.
Sincerely,
I found out 2 days ago that my wife wrote 4 bad checks to 3 different grocery stores totalling $496.46. A collection office ran by an attorney is handling this matter. They are attempting to recover not only the face value of each check, but also treble damages, interest, and mailing fees totalling $1953.86.
I wrote a letter to the attorney offering $683.85 to completely settle this matter. I hand delivered the letter, but an office worker refused to initial &/or sign my copy to evidence receipt of my letter, which I thought was silly since doing so didn't mean acceptance of my offer, just acknowledgement of receipt of my letter. After reading my letter addressed to the attorney, she told me she was not willing to acknowledge its receipt. She kept my original letter and said she would forward to the person handling the account. I asked her name and made note of the incidence on my copy. Immediately, I went to the post office and sent my copy of the letter certified (I resigned my copy so it would have an original signature and wrote the certified mail reference number at the top).
The person handling the case has threatened us with Superior Court action (neither my wife nor I have been served by a sheriff, as the person handling the case indicated should be happening soon). If they refuse my $683.85 offer, how will this play in Superior Court? Although my wife wrote the checks, I am being told I am equally responsible since we live in CA and it was a joint checking account. My offer covers the face value of all the checks and gives $214.39 to the attorney, but is this reasonable?
Any help would be greatly appreciated.
Here's what I wrote in my letter to the attorney dated 04/30/03:
I am in receipt of the itemization of charges your office provided me on 04/29/03 in the amount of $1953.86. After discussing this matter with my wife and taking into consideration the current state of our financial affairs, I am offering you $683.85 made payable in casher's check or money order to completely settle this account. Amy caught me off guard yesterday with her warnings and threats. I was not prepared to make an offer that would not further jeopardize our financial situation. With this said, I appreciate your time and consideration in accepting my above offer. I can be reached at XXX-XXXX if you have any questions.
Sincerely,