i made a personal loan of 7000.00 to someone living and banking in massachusetts and was repaid with a check from a massachusetts bank that was returned for insufficient funds. what are my legal options to collect my money if the person to whom i made the loan is now refusing to pay, write a new check, or answer to any correspondence.
this person has also written a second bad check to an associate of mine for 15,000.00 which has been returned for insufficient funds and again she is refusing to pay, write a new check or answer to any correspondence.
this is a pattern. what are our legal options? can we hope to recover our money?