Security Clearance and Bad Credit

[destiny30]

What is the name of your state (only U.S. law)? Oregon

I was offered a job as a government contractor 3 weeks ago for the Bureau of Indian Affairs which requires Confidential Clearance. I have started working already this week. They said that the fact that I am working and have clearance to enter a federal building and use its computer programs means I have passed a major part of the screening process. However, I have not had a personal interview with the investigator yet. My references and former employers, etc have been sent a letter to verify employment and other things. My issues is that I have a bankruptcy that was discharged in Jan. 2006 due to a divorce, I have consolidated my students loans which pulled one loan out of default status, and about 8 accounts in collections currently. I was honest and listed every account of my SP-86 form and have contacted every collection agency and made 2 payments so far to each creditor since then. I have these accounts in collections due to periods of unemployment and my husband was laid off 6 months ago. Will I be denied clearance?What is the name of your state (only U.S. law)?

[JETX]

Originally Posted by destiny30

Will I be denied clearance?

No one can guess.

[thedoctorisin]

Let me guess! Let me guess!

You have a chance of getting a Confidential clearance, if you can earnestly demonstrate that you are (1) a responsible person who can handle keeping secrets, despite the appearance of financial irresponsibility, and (2) not desperately in need of money so as to be subject to bribery.

I very much doubt you could obtain a Secret clearance at the present time. Fortunately, the requirements for a Confidential clearance aren't as high.