What is the name of your state (only U.S. law)? Colorado
Today we had a visit from our insurance adjuster to check for hail damage to our roof. The adjuster brought his dog and allowed his dog to run loose on our property. He did NOT ask my permission - we are a rural residential area and my horses were out in the pasture - I would not have allowed it. His dog (a german shepherd mix) then attacked my dog (a 7 lb maltese mix), biting her in the neck and opening up a 1" gash. We took our dog to the emergency vet (since it is a Sunday before Labor Day this is the only option), which is going to rack up a hefty bill.
The adjuster apologized and offered to pay the vet bill, but I don't know if he really will. I am just so furious because this is someone who is representing my INSURANCE COMPANY. The liability of this person allowing his dog to run loose on someone else's property is just mind boggling. What if his dog had bitten my child?
Anyways, fury aside, do I go after the individual to pay the bill (which he may not be able to pay) or call my insurance company and demand that they pay the bill?
Thanks in advance for any advice.
Today we had a visit from our insurance adjuster to check for hail damage to our roof. The adjuster brought his dog and allowed his dog to run loose on our property. He did NOT ask my permission - we are a rural residential area and my horses were out in the pasture - I would not have allowed it. His dog (a german shepherd mix) then attacked my dog (a 7 lb maltese mix), biting her in the neck and opening up a 1" gash. We took our dog to the emergency vet (since it is a Sunday before Labor Day this is the only option), which is going to rack up a hefty bill.
The adjuster apologized and offered to pay the vet bill, but I don't know if he really will. I am just so furious because this is someone who is representing my INSURANCE COMPANY. The liability of this person allowing his dog to run loose on someone else's property is just mind boggling. What if his dog had bitten my child?
Anyways, fury aside, do I go after the individual to pay the bill (which he may not be able to pay) or call my insurance company and demand that they pay the bill?
Thanks in advance for any advice.