Florida. on7/6/2013 i was injured in a slip and fall fractrued c1 fron and back and dislocated c4-c5 had 2 surgeries with halo also placed and a poss 3 to come my question is i have been in and out of hosp and just now been able to go thru paper work. I found as part of my insurance i had an accidental and short n lond term diasabilty policy. it ended on 8/1/2013 but i was covered at the time of accident it was (not work related) can i still go back and file. my Dr has me off of work until 4/1/2014.